Closing Costs for Home Real Estate Transactions

Are you looking for a new mortgage? We'll be glad to talk about our many mortgage solutions! Give us a call today at (214) 945-1066. Ready to begin? Apply Online Now.

Every home sale incurs certain fixed costs. Sellers and buyers usually split these closing costs, as specified in the real estate sales contract.

Loan Estimate for 2015

As you'll see below, many of the costs resulting from getting your mortgage also include buying your home owners insurance and setting up your escrow accounts.  At Service First Mortgage, we are highly experienced in mortgage lending, so we can compile a comprehensive list of costs related to your mortgage in your "Loan Estimate".

Loan Estimates (LEs)

Within 3 business days after you apply for a loan, we'll provide you with the "Loan Estimate" of your closing costs. The closing cost estimate comes out of the loan officer's past experience. It's important to note that while our LEs are very accurate, we cannot always predict closing costs to the penny. We answer buyers' questions about these costs every day at Service First Mortgage, so please be sure to contact us if you have questions.

Below you'll find a general list of closing costs. We will always provide a specific list of your closing costs when we provide your Loan Estimate. 
To View The Loan Estimate as a PDF Click Here Loan Estimate

Standard Closing Costs

Loan-Related Costs   Loan Cost
  • Origination Charges
  • Points — A fee paid to lower your mortgage interest rate (optional)
  • Appraisal Fee
  • Credit Report
  • Flood Determination Fee
  • IRS Tax Transcript Fee
  • Tax Monitoring Service fee
  • Underwriting Fee
  • Processing Fee
Services you Can Shop For
  • Pest Inspection Fee
  • Survey Fee
  • Title Insurance Policy
  • Title Settlement Agent Fee or Closing Agent Fee
  • Home Warranty
Initial Escrow Payment at Closing
Property Taxes 
Homeowners Insurance

Prepaids
  • Prepaid Interest
  • First Year of Home Owners Insurance
Service First Mortgage can help you understand closing costs. Call us at (214) 945-1066.

Closing Costs for Home Real Estate Transactions

Are you looking for a new mortgage? We'll be glad to talk about our many mortgage solutions! Give us a call today at (214) 945-1066. Ready to begin? Apply Online Now.

Every home sale incurs certain fixed costs. Sellers and buyers usually split these closing costs, as specified in the real estate sales contract.

Loan Estimate for 2015

As you'll see below, many of the costs resulting from getting your mortgage also include buying your home owners insurance and setting up your escrow accounts.  At Service First Mortgage, we are highly experienced in mortgage lending, so we can compile a comprehensive list of costs related to your mortgage in your "Loan Estimate".

Loan Estimates (LEs)

Within 3 business days after you apply for a loan, we'll provide you with the "Loan Estimate" of your closing costs. The closing cost estimate comes out of the loan officer's past experience. It's important to note that while our LEs are very accurate, we cannot always predict closing costs to the penny. We answer buyers' questions about these costs every day at Service First Mortgage, so please be sure to contact us if you have questions.

Below you'll find a general list of closing costs. We will always provide a specific list of your closing costs when we provide your Loan Estimate. 
To View The Loan Estimate as a PDF Click Here Loan Estimate

Standard Closing Costs

Loan-Related Costs   Loan Cost
  • Origination Charges
  • Points — A fee paid to lower your mortgage interest rate (optional)
  • Appraisal Fee
  • Credit Report
  • Flood Determination Fee
  • IRS Tax Transcript Fee
  • Tax Monitoring Service fee
  • Underwriting Fee
  • Processing Fee
Services you Can Shop For
  • Pest Inspection Fee
  • Survey Fee
  • Title Insurance Policy
  • Title Settlement Agent Fee or Closing Agent Fee
  • Home Warranty
Initial Escrow Payment at Closing
Property Taxes 
Homeowners Insurance

Prepaids
  • Prepaid Interest
  • First Year of Home Owners Insurance
Service First Mortgage can help you understand closing costs. Call us at (214) 945-1066.