Corporate Employee Real Estate and Financial Wellness Benefit Program
We live in a fast paced, information rich age where employees are hard pressed to make fast decisions with the absolute most information available. This applies in the work setting, as well as in their personal lives, particularly when it comes down to their most valuable and expensive asset…..their homes.
See what our HomeBenefitIQ program has to offer.
As the cost of employee benefits continue to rise along with employer contributions toward those benefits, companies must look for additional ways to bring value to their benefits package without compromising the bottom line. Additionally, companies are continually challenged to offer benefits that employees both appreciate and utilize. The HomeBenefitIQ program is a valuable, voluntary benefit for your staff that addresses both of those concerns; it's appreciated by employees and it's utilized! The HBIQ program provides convenient access to bundled savings on one of an employee's biggest investments...real estate.
Did you know...
-84 percent of employers say improving employee productivity is an important benefit objective.
~MetLife 8th Annual Employee Benefits Trends Survey, 2010
-68 percent of employees said that over the last 12 months they were affected by reduced productivity as a result of: worries about job insecurity or finances; a decrease in the quality of their work; or an increase in their workload.
~MetLife 8th Annual Employee Benefits Trends Survey, 2010
-Over three quarters of employees said financial advice and guidance programs would improve their productivity.
~MetLife 8th Annual Employee Benefits Trends Survey, 2010
-Employees that are homeowners are less likely to job hop, call in sick or miss work for unexplained reasons?
~Society for Human Resource Management, 2009
Employers: How is productivity at your workplace?
The HomeBenefitIQ Corporate Real Estate Benefit Program enables you to reward and retain your employees by providing a voluntary benefit that streamlines buying, selling and financing an employee's most valuable and thought about asset...real estate. This innovative program provides a web-based platform so employees can access their benefit 24/7 along with a team of experts in their field, i.e.: finance, real estate, financial planner, insurance, etc... This hand-picked team of professionals has many years of experience in their respective fields and can provide sound advice in our ever changing marketplace-something your employees will both utilize and value. Along with the web-based benefit site, the HBIQ team can provide on-site educational seminars for your employees as well.
For your review, we have set up a temporary HomeBenefitIQ benefit website so you can see how simple it is for your employees to access their voluntary real estate benefit program. You can view the site by directing your web browser to: www.homebenefitiq.com and inputting the username of: envoymortgage and the password of: envoy
We have also provided a HomeBenefitIQ brochure which you will find by CLICKING HERE or below. This will give you a quick overview of the HBIQ program.
The goal is to provide your company a way to offer a very valuable benefit that your employees will utilize, at no cost to your organization. The HBIQ program will not only save your employees both time and money, but it will also educate them, and provide them tools to make sound financial decisions thus resulting in a happier employee and a more productive workplace!
If you have any questions, please don't hesitate to call or email us. We look forward to hearing from you and bringing the HomeBenefitIQ program to your workplace very soon.
Employers: Click Here to Provide Your Employees this Benefit
Employee Benefits:
- Rate and Fee Discounts - Mortgage rates below national average.
- Completely electronic mortgage application, approval and document execution
- FREE Pre-Approval Service – buy, refinance or home equity cash out mortgages
- Online tools to help calculate home affordability, as well as estimated payments
- FREE Home Valuation reports
- Credit Restoration and Education Tools
- Preferred Status with Top Rated Realtors, Appraisers, Home Inspectors, Insurance Providers
- And best of all, significant savings because you, the employer, are offering these services to your employees
Interlinc Mortgage Savings Based on $300,000 Mortgage
|
Cost |
Typical |
HomeBenefitIQ |
Savings |
|
Mortgage Company Processing Fee |
$400 |
$0 |
$400 |
|
Escrow Settlement Fee** within the HBIQ Network |
$450 |
$300 |
$150 |
|
Escrow Courtesy Signing Fee** |
$175 |
$100 |
$75 |
|
Home Inspection |
$375 - $750 |
$250 |
$125 |
|
Realtor within the HBIQ Network |
$0-No Benefit |
$500 credit given towards your closing costs on a purchase transaction |
$500 |
|
Home Owners Insurance Policy within the HBIQ Network |
|
Save 10-40% off national average rates |
|
|
Total Savings |
$0 |
HomeBenefitIQ Saves You... |
$2250 |
* Comparisons above are based on a $300,000.00 loan amount ** Escrow Settlement Fee: This fee can also vary based on loan profile and the state the property is located in.
In addition, by becoming an Interlinc Mortgage client, sponsored member employees become eligible to participate in our HomeBuyer Privileges program. They can immediately realize savings with major home furnishing suppliers such as Home Depot, GE Appliances, Barnes&Noble, Allied Van Lines, Petsmart, etc. Upon application, borrowers will receive a user-name and password to begin saving.
Saving time, saving money and employee peace of mind makes for a productive workforce. Let Interlinc Mortgage be a partner in making that happen for your organization.
Here is how our program works.
- Agree to either place a link to our website on your intranet with program information
- Send an information email of introduction with links to our website on a monthly bases.
- To those employees who subscribe, we will send periodic mortgage, credit, financial wellness or real estate informational updates.
- We will make ourselves available for any on-site group meetings, as logistically or economically viable.

* Use of a Preferred Realtor Partner is required to obtain savings. Savings may vary based upon preferred Partner participation and use.
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