How much can you afford?

How much can I borrow?  How much do I need to put toward a down payment? How much will my monthly payment be?  These are the questions you want to have answered before you begin house-hunting.  Your loan

Are you ready to buy your first home?  How Much Can you afford

 officer can help you answer these and any others you may have as part of a prequalification review.

About Down Payments.  Generally speaking:

•             The larger the down payment, the lower the monthly payment

•             A longer term (30 year vs. 15 year), a lower monthly payment

Many buyers look at their bank and investment accounts as the only source for down payment.  But this is only one source.   For example, you can consider a gift from family members.  You may also be able to qualify for a down payment assistance loan of up to 5% of the mortgage loan. 

Let’s get started.  Simply complete the form below.  


We can answer any questions you may have about the mortgage process.  But the best way we can help is by getting you pre-qualified for a mortgage loan.  To get started, simply complete the form below to let us know a good time to contact you.  We look forward to helping you buy your dream home.