Your Resource Center for Savings, Referrals, and Advice.

Our many years of lending presents us with the best of the best. Our clients and referral partners have worked with individuals and companies and have referred them to us as a good resource to work with.

These days, many people are looking for new ways to cut costs and save money. Here are some great websites to help you take advantage of the freebies out there!

Preferred Insurance provider:

PPIA is a full service Independent Agency with multiple locations in Texas (DFW, Austin, San Antonio, and Houston). I specialize in personal lines P&C Insurance, utilizing our numerous insurance company partners to find the best coverage and pricing available for our clients. With over 8 years of experience I assist customers on how to protect their assets and their budgets with a successful service minded approach.

Terry Hill, Independent Agent

Preferred Home Warranty

When Selling Your Home...

An Affordable Home Protection Services warranty adds value to your home, making it more attractive to buyers. Plus, with our warranty, you and the home buyer get the peace of mind that comes with knowing you're protected from unexpected, costly repairs.

Homes listed with a home warranty sell about 60% faster & for about 3% more than homes without!
Reducing marketing time saves Seller interest, taxes, insurance, and puts more money in Seller’s pocket!
Seller is covered upon issuance of contract & continues for either 180 days, close of sale or termination of listing (whichever comes first).

When Buying a Home...

Protecting yourself from unplanned expenses is a wise decision, especially when you don't know how reliable your new appliances and home systems will be. An Affordable Home Protection Services warranty covers major operating systems and appliances regardless of age, make or model. With Affordable Home Protection Services, you are covered.

Coverage begins at close of sale and continues for 13 months.
Peace of mind – all of your major appliances and utility systems are covered
Minimal cost for unexpected malfunctions to be repaired or replaced
Lower utility cost when replaced with “green” products
One call for service needs
30 day minimum guarantee on all parts and labor

Charles Eicke D/FW Area Manager cell: 469-774-7376 charles@ahpshomewarranty.com

IRS INFORMATION

http://www.irs.gov/pub/irs-pdf/f1098.pdf

http://www.irs.gov/publications/p936/ar02.htm l

SAVE A MILLION

http://www.practicalmoneyskills.com/calculators/calculate/saveAMillion.php?calcCategory=budget

SPRING CLEANING

http://www.pcworld.com/article/91746/home_office_spring_cleaning_for_your_pc.html

PROPERTY VALUES

http://moneycentral.msn.com/content/taxes/cutyourtaxes/p57816.asp

http://www.republicpropertytax.com

http://www.biblemoneymatters.com/2009/11/how-to-save-hundreds-of-dollars-on=

-your-tax-bill-by-challenging-your-property-taxes.html

CELEBRATING INDEPENDENCE

http://en.wikipedia.org/wiki/Independence_Day_(United_States)

CHECK YOUR CREDIT

www.ftc.gov/freereports

www.annualcreditreport.com

http://www.federalreserve.gov/creditreports/

SAVING FOR EDUCATION

http://www.sec.gov/investor/pubs/intro529.htm

http://go.salliemae.com/collegeanswer/calculators/collegecostcalc.aspx

https://www1.salliemae.com/before_college/students_plan/

https://www.salliemae.com/before_college/students_plan/saving_for_school

SAVING ENERGY

http://www.energystar.gov/index.cfm?c=3Dproducts.pr_save_energy_at_home

Marketplace

Community Information American FactFinder Epodunk Sperling's Best Places FirstGov.gov CitySearch	Financial Services Credit Reports Car Information Car Research Compare Cars
Home Improvement Info Home and Family Network The Ultimate Home Site Home Depot Lowes True Value Hardware Pest Control www.greenpestguys.com Green Pest Guys is not your ordinary pest control company – we use eco-friendly pesticides and methods that are completely safe for kids and pets. We believe in providing you and the community we live with the most environmentally friendly pest control services. This attention to the environment ensures that your pest control will be handled in a way that not only rids you of bugs and pests but guards any adverse health and property side effects. To learn more about our products please visit our web site at www.greenpestguys.com.	Home Construction Additions Major Remodels and Renovation Minor Remodels Appliance Installation and Repair
Landscape Services Decks, Porches & Gazebos Fences Landscaping - Design & Installation Sprinkler systems Outdoor Patios, Steps & Walkways	Flooring Carpet Concrete Hardwood Tile
Heating & Cooling Air Conditioning & Cooling Central Heating Systems Ducts and Vents Fireplaces, Inserts, Stoves & BBQs Insulation	Electrical Electrical outlets, panels & wirings Fans Heating & Thermostats Home Security and Alarms Lighting Design
Schools & Education American School Directory Graduate School Directory College Directory National Education Association	Consumer Information Consumer Reports Magazine Online HUD Consumer Information U.S. Census Bureau U.S. Department of Commerce
Cleaning Services Carpet, Drapery & Upholstery Chimney & Fireplace Exterior home Interior Home & Maid Service Windows	Moving Services Professional Moving Services www.savingstreet.com/moving-contacts Change your address

Tip 1: Need some new inspiration in the kitchen–or want to get your hands on some yummy holiday recipes? Check out www.allrecipes.com for over 40,000 free recipes.

Tip 2: The next time you need to call 411, dial 1-800-FREE-411 instead for free directory assistance for both residential and business listings.

Tip 3: If you're looking for a place to store online photo albums or share digital photos for free, then check out www.snapfish.com

Tip 4: Need some new kickers but can only find them online? Shop www.zappos.com where shipping is always free!

Tip 5: Want to get the scoop on daily deals and discounts in your area? Subscribe to www.groupon.com or www.livingsocial.com and get free daily email alerts on the hottest bargains in your town.