What is Happening in the Mortgage Market

 
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Richard Woodward
Banker / Senior Manager Envoy Mortgage
Phone: 972-661-5136
Fax:: 972-314-9647
Rwoodward@Envoymtg.com
www.Envoy-Mtg.com

License: NMLS ID #217454

Marketing your listings for buyer leads  

Watch the video below which shows you how to easily pick up buyers using Text Call Capture  

Text Messaging with Call Capture is an innovative way to deliver property information to potential buyers and receive prospective leads 24 hours a day, 7 days a week. Real Estate Text Messaging enables buyers to receive what they need-instant information, while giving agents what they want-more leads.  

With Text Message Marketing, each property is assigned a text number that can be displayed on a sign rider. Prospective buyers can text for more property information right from their car, and all of the data including the mobile website is text'd right back to their mobile phone in an instant!  

Most importantly, Text Messaging with Call Capture instantly sends the listing agent the phone number of the prospect, generating valuable leads and creating more opportunities to make a sale. 

Why Use our Text Messaging with Call Capture?

If you want to be a 24/7 marketing machine, Envoy-Mtg.com  provides a lead generation platform for Realtors that is unmatched. There is no need to spend time and money printing brochures. Go Green with our Text Message Marketing Campaign and buyers will never find themselves reaching into an empty flyer box again.  

With our Text Message Advertising feature, a Mobile Phone Website is automatically created for every listing in our system. Each property listing is assigned a Property ID Number that consumers can easily text to receive more information. The Property ID Numbers are even customizable so that you can make them as memorable as possible.

If you need help, please call me.  I am a dedicated partner to your success! 
 


Click on the image below to watch the full video


Mortgage Interest Rates for Fixed and Variable Rate Mortgages*
Rates as of Tuesday, 16th August, 2011:
  Term Conforming APR Payment per
$1,000
Jumbo APR Payment per
$1,000
Arm Reset Term
30-Yr. Fixed 360 4.250% 4.375% $4.92 4.625% 4.711% $5.14 -
15-Yr. Fixed 180 3.375% 3.591% $7.09 4.125% 4.273% $7.46 -
7-Yr. Fixed ARM 360 3.375% 3.494% $4.42 3.625% 3.706% $4.56 7
5-Yr. Fixed ARM 360 3.000% 3.117% $4.22 3.375% 3.455% $4.42 5
30-Yr. FHA 360 4.000% 4.124% $4.77 9999% 9999.000% $nan -
30-Yr. VA 360 4.000% 4.124% $4.77 4.50% 4.585% $5.07 -
USDA 100% Financing 360 4.250% 4.375% $4.92 9999% 9999.000% $nan -
10 Year ARM 360 3.625% 3.746% $4.56 4.000% 4.082% $4.77 10
203K Remodel FHA 360 4.500% 4.627% $5.07 9999% 9999.000% $nan -
30-Yr. HomePath Fannie Mae 360 4.250% 4.375% $4.92 9999% 9999.000% $nan -
*Rates are subject to change due to market fluctuations and borrower's eligibility.
This is not a commitment to lend. Credit and collateral subject to approval, other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Rate base upon 780 FICO score, 20% down purchase, $261,000 loan amount and one origination point. Jumbo loans quoted at 25% down but 20% down is available. Envoy Mortgage, Ltd NMLS #6666, Richard Woodward NMLS # 217454, Licensed held by the State of Texas. Equal Housing Lender.

This is not a commitment to lend. Credit and collateral subject to approval, other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Envoy Mortgage, Ltd NMLS #6666, Richard Woodward NMLS # 217454, Licensed held by the State of Texas. Equal Housing Lender.

Posted by Richard Woodward on August 16th, 2011 1:11 PMPost a Comment (0)

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Envoy Mortgage Ltd. – Mortgage Banker Registration- #45300 COMPLAINTS REGARDING MORTGAGE BANKERS SHOULD BE SENT TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF MORTGAGE BANKERS . A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV

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