Texas mortgages : Texas mortgage rates and home loans

In today's world it's difficult to know who is a true professional...who you can trust...and who is most competent to help with your home buying/selling needs. My strategy is not to talk about myself or my company, but to share comments about my service performance from my clients.

Below are a few of the many testimonials from past clients. We look forward to providing the same exceptional service for you.

Excellent Customer Service

We found Richard after thorough research and found that what his customers and others say about him is true: Great customer service, effective communication, thoughtful counsel and speed. We walked away from our long time big bank mortgage company due to poor communication, sloppy work, and a gut feeling that we were being manipulated. We contacted Richard after thorough research. With the closing deadline quickly approaching, he and Jan were able to get the mortgage financing completed on time. They were able to do this even after we changed mortgage products midstream after Richard evaluated our situation and made the recommendation - even though it would not benefit his bottom line. Integrity. How often can you say that about anyone these days! Also, Envoy's cost structure was in line with other companies - even the big mortgage mills. We will use this company again and will recommend others do so too. July 10, 2010 Beasley - Dallas, Texas

	Thomas Doughtie (client) Thomas hired you as a Real Estate Agent in 2005 and hired you more than once Top qualities: Personable, Expert, High Integrity “I worked with Richard as an Appraiser. He was very professional, polite and knowlegeable about the mortgage industry. Also good with returning phone calls and providing good information on appraisal requests. Also did not pressure me on values, very ethical and honest. I would recommend Richard for employment in any mortgage related business.” September 13, 2009
	Pam Gossick , Realtor, Keller Williams Realty (business partner) was with another company when working with you “I have referred and personally done business with Richard Woodward for over 12 years. He has always gone above and beyond to make the lending process smooth. In my opinion he is the best in the lending industry.” September 13, 2009
	TERRY HILL , Independent Insurance Agent, Preferred Personal Insurance Agency, LLP (business partner) was with another company when working with you “As an insurance agent I have worked with numerous mortgage professionals and very few have the kind of work ethic and honesty as Richard. I have worked with Richard on over 100 loans over the past 3 years and I get nothing but positive feed-back from his client's...who by the way, go back to Richard again and again to service as their mortgage provider. If anyone you know needs a mortgage professional...send them to Richard, they will be thanking you later!” September 13, 2009
	Scott Ulrich (client) Scott hired you as a Mortgage Loan Application in 2008 {1} Top qualities: Personable, Expert, On Time “Richard completed my application for a mortgage loan. He was very swift and accurate as well as being very detailed. His customer service was very good as he was available on a moment's notice. I would use his services again if they were needed.” September 13, 2009
	Reechia Powell Realtor/ RE/MAX, “Richard is the BEST! Professional, honest, quick to respond with the get it done, result type answers. Knows the Mortgage Business and keeps us updated with new programs and new laws in this ever changing economy. No need to shop for a better Mortgage Banker, you have the BEST when you meet Richard and his staff!” September 13, 2009
	susan titterington (client) susan hired you as a Real Estate Agent in 2007 {1} Top qualities: Great Results, Expert, High Integrity “Richard and his staff helped me every step of the way in buying my first house when I was turned down by other mortgage companies. They gave me advise on how to become qualified and even though I could only afford a small low priced home, they treated me with importance and were always ready to assist me. I have recommened them to others and will continue to do so.” September 13, 2009
	Dave Snyder (client) Dave hired you as a Financial Advisor in 2004 and hired you more than once Top qualities: Great Results, Personable, High Integrity “Richard has a great knowledge of the mortgage business and has been instrumental in helping me as well as my son in securing and processing all the details of a mortgage. He is great to work with as he is always up to date on the latest information and keeps his clients well informed throughout the process. I would highly recommend Richard.” September 14, 2009
	Lucia Jimenez (client) Lucia hired you as a Home Loans in 2005 and hired you more than once Top qualities: Great Results, Personable, Expert “He is honest and tells you what it is, not what you want to hear. Great person to work with.” September 14, 2009
	Zak Anderson (client) Zak hired you as a Loan Officer in 2009 and hired you more than once Top qualities: Great Results, Personable, On Time “Richard and his team are amazing. They have helped many of my clients with their lending needs and ALWAYS go above and beyond when it comes to providing customized personal service with the best rates. It's rare that you find the level of service and great rates together - Richard offers both! I come from a background of putting the customer first and I continue to be impressed with Richard, his work ethic, and his drive to be great.” September 14, 2009
	Issam (Mike) Ghanem (client) Issam (Mike) hired you as a MORTGAGE in 2008 {1} Top qualities: Great Results, Personable, Expert “Professional, reliable, creative and always will take your calls and answer your questions fully.” September 14, 2009
show	Mike Johnson (client) Mike hired you as a Mortgage Loan Officer in 2005 and hired you more than once Top qualities: Great Results, Personable, Expert “I have worked with Richard 2 times now. The first when I purchased my home, the second was when I refinanced. Each time Richard made the whole process smooth and hassle free. I would highly recommend Richards work to any needing his services.” September 14, 2009
	Tom Sacco (client) Tom hired you as a Financial Advisor in 2003 and hired you more than once Top qualities: Great Results, Expert, High Integrity “Richard helped my wife and I refinance our home and then finance a second home. His insight, knowledge, can do attitude and friendship was superlative and far exceeded the service fee he received for assiting us with our real estate transactions. I will use Richard again and highly recommend Richard as one of the best, if not the best, mortgage banker in the Dallas marketplace.” September 14, 2009
	Angela Rodriguez (client) Angela hired you as a Financial Advisor in 2008 {1} Top qualities: Great Results, Expert, High Integrity “To Whom is may Concern: Richard has been an awesome help to me in getting my finances straightened out after a very lively set of Teenage years that took its toll on my finances. His website and newsletters really help me to keep abreast of the frantically changing market today. He is easy to get along with and communicates superbly. He is a very kind, trustworthy and attentive person with my needs and I look forward to working with him when it is time to do my loan on the new house. Sincerely, Angela Rodriguez” September 14, 2009
	Ruth Darling , VP/Business Development, Republic Title (business partner) was a consultant or contractor to you “Richard is a man of his word and knows the business well. I appreciate the attention to detail not only by Richard, but also by his staff. Great clients, great processors, great underwriters and all with the mindset of walking with the customer through funding, not just getting the loan and abandoning the customer. Great delivery on docs and again, attention to detail.” September 15, 2009
	Loretta Davis (client) Loretta hired you as a Mortgage company in 2007 and hired you more than once Top qualities: Great Results, Personable, Expert “The service that Richard and his company provides is a far cry beyond my expectations. We were working with a very short time-frame and the results were wonderful. The customer is very happy and the only reason is because of Envoy Mortgage.” September 16, 2009
	Chad Geiser (client) Chad hired you as a Mortgage Consultant in 2009 {1} Top qualities: Personable, Expert, Good Value “I had the pleasure of dealing with Richard through Envoy Mortgage in Jan-Feb-09. He and his staff were very helpfull in providing me with all the information I needed and how the process was progressing. He found me a great rate with minimal fees and has kept in touch since. I would highly reccomnend Richard and his company to any prospective home buyers or refinancers. I will be sure to use Richard for any home financial needs in the future. Chad Geiser” September 21, 2009
	Ron Reeves , Partner, Deloitte (business partner) was with another company when working with you “Richard is very service oriented and runs his office with a focus on generating future leads from satisfied clients. I have referred multiple employees and friends to Envoy and they have unanimously been satisfied.” October 7, 2009
	Steve Davis (client) Steve hired you as a Mortgage Lender in 2005 and hired you more than once Top qualities: Great Results, Personable, Expert “As a Realtor, I want my clients to have the best financing available. Richard has taken care of several of my clients. In each case, I feel he has provided exceptional service. He is very knowlegable about all the different financing programs and rates that are available. When Richard is handling the financing, I know my clients are being well served, and that there will not be any surprises at the closing table.” March 20, 2009

Richard

Many thanks to you and your team for the fine work you did on handling my mortgage needs. Lollie was correct when she said you were a 'pro' when it came to mortgage matters.

Please pass along my thanks to your staff for their fine work.

Blessings to you all.

David

Richard;

Words cannot expess our gratitude with all the difficulty our loan presented. Many thanks for getting it done.

Carl and Soula

Richard,

I just wanna thank you immensely for working so hard to make my dream of owning a home come true. I am truely blessed to have had such a highly qualified and dedicated team sweating on my behalf.

Thank you and God bless you.

Anne

Dear Richard,

We would like to show our appreciation by saying thank you for all your hard work, for making the purchase of our home very pleasant and for being the best at what you do!

Regards,

George and Brenda M.

Dear Jan and Richard;

This is from a grateful heart, thanking you for all the pain and heat you took on my behalf. I am truely enjoying my new home and new bills! Thank you from the bottom of my heart!

Anne N

Thank you so much for helping me purchase my new home. I have applied with other mortgage companies in the past. Envoy Mortgage was much quicker and more available for my questions and concerns.

Thank you again;

Sarah M

November 27, 2006

Dearest Envoy Mortgage “family”-

We cannot possibly thank each of you enough! Thomas and I LOVE our new home and it’s all the result of your hard work and “failure is not an option” attitude!

Having come to you mid-process and with so many financial hurdles, we began to think that the dream of owning our own home would not soon become a reality.

When the going got tough y’all kicked some proverbial butt and kept on kickin’ it all the way to closing!

Had it not been for your expertise, attention to detail and refusal to take “no” as an answer, we would not be celebrating the first of many, Holiday Seasons, in our beautiful new home.

Thank you again for treating us better than family :) and for getting the job done when others had failed!

I hope to send you many friends, family members and acquaintances as I would not have them go anywhere else for their home loan needs.

Happy Holidays and may the New Year be a healthy and prosperous one for us all!

All our best-

Heather Miata & Thomas Edstrom

We applied with Southest Funding before coming to you. Envoy Mortgage saved us time and money. Over $6000 in closing cost and a better rate. Thank you for all your hard work on our loan.

We will be referring you to our friends and relatives.

Daniel Munoz

I've worked with various lenders in the past; but recently I've been working with Andrew Stringer with Envoy Mortgage. My customers really seem to like him. He goes out of his way to help them and answers all their questions so they know what to expect when they get their mortgage. He's really easy to talk to and I've been told by several of my buyers that he makes them feel comfortable with their questions. I know he gives them a lot of individual one-on-one attention. He meets with them personally and then he always shows up at their closings. He works real hard to find them the best loan and rates that meet their needs. I will be purchasing a new home myself and will be using Andrew as my Mortgage Broker. I am always pleased to hear from him and happy with his prompt, courteous follow up.

Diane Houston REALTOR (R) ZipRealty

Excellent Customer Service

Thomas Doughtie

Pam Gossick

TERRY HILL

Scott Ulrich

Reechia Powell

susan titterington

Dave Snyder

Lucia Jimenez

Zak Anderson

Issam (Mike) Ghanem

Mike Johnson

Tom Sacco

Angela Rodriguez

Ruth Darling

Loretta Davis

Chad Geiser

Ron Reeves

Steve Davis