Search results for: certified approved
How to become a Certified Approved homebuyer in Texas
Become a Certified Approved Homebuyer! Have you noticed that the housing market is super competitive? Are you having trouble getting our offer accepted? As you shop for your dream home, there is one thing that can put you at an advantage with the seller. We provide that with the expertise and technics that have proven…
Read MoreHow much are you really approved for with your mortgage approval?
So you received your mortgage approval, so what does that mean? How much can you really buy? What if the amount you need is different than the approval amount? The Richard Woodward Mortgage Team is here to help explain in more detail what the mortgage approval means. I often get asked these questions after the…
Read MoreGet Your Offer Accepted In a Seller’s Market 10 Proven Ways
Ten Ways to Get Your Offer Accepted in a Seller’s Market Now is the time to make an offer on your dream home. You’ve found the perfect house for your family and are willing to pay the asking prices. You think it’s a certain thing. But not so fast A seller’s market is a market that has more buyers than…
Read MoreHow to get your offer accepted as a cash buyer and still finance.
How to get your offer accepted as a cash buyer and still finance. Are you a home buyer or Realtor making offers on homes only to be beat out by cash buyers? I know it is frustrating. You are a perfectly good buyer with a strong pre-approval for financing. But in today’s market, sellers think…
Read More2022 The Rules have changed in the mortgage business
The Mortgage Business has Changed in 2022 The mortgage business is changing in 2022 in a number of different ways. We are going to look at what is coming in 2022 for the mortgage business and the Real Estate business. Forecasting is not easy these days, especially when it comes to economics. For example, many…
Read MoreShould I wait to buy my Dallas home? What is the cost of waiting to buy my Dallas home?
If you’re considering buying a Dallas home in the near future, I have some important information for you. You may be tempted to wait because you are listening to Uncle Joe and he tells you we are in a bubble and the home prices will come down. But what you don’t know is that waiting could…
Read MoreDivorce and Your Mortgage in Texas: The Complete Guide to Equity Buyouts and Owelty Liens
Divorce is hard enough. The last thing you need is confusion about what happens to the house. If you are going through a divorce in Dallas–Fort Worth, Plano, Frisco, or anywhere in North Texas I am your local expert that is ready to help. In Texas, your home is often your largest asset. It may…
Read MoreComplete Mortgage FAQ Center
By Richard Woodward – Certified Reverse Mortgage Specialist & Certified Divorce Lending Professional. I have over 25 years of experience in the mortgage industry and I have helped over a thousand families purchase a home. I am passionate about educating people about building wealth with real estate. Why You Can Trust the Answers on This…
Read MoreThe Ultimate Guide to Owelty Liens in Texas
Introduction Dividing property in a Texas divorce can be challenging—especially when one spouse wants to keep the marital home. An Owelty Lien is a powerful tool that allows for a fair and practical division of home equity without forcing a sale. This guide will walk you through everything you need to know about Owelty Liens,…
Read MoreFree Reverse Mortgage Starter Kit: Everything You Need to Know to Decide with Confidence
Are you 62 or older and wondering if a reverse mortgage is the right move for your retirement strategy? You’re not alone — and I’ve got just the thing to help you make an informed, pressure-free decision. I’m Richard Woodward, a Certified Reverse Mortgage Specialist and local branch manager right here in Texas. With over…
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