Meet Richard Woodward Your Experienced Texas Mortgage Advisor
Richard Woodward
Richard Woodward is a Branch Manager and mortgage advisor with more than 25 years of experience helping homebuyers, homeowners, real estate professionals, and families navigate the mortgage process.
Based in Plano and serving clients throughout Texas, Colorado, Oklahoma, and Kentucky, Richard combines personal guidance with access to more than 300 wholesale lenders. This gives him the ability to compare a wide range of loan programs and find financing designed around each client’s needs—not force every borrower into the same limited set of options.
Whether you are buying your first home, purchasing your next home, refinancing, investing in real estate, navigating a divorce, or exploring a reverse mortgage, Richard and his team are committed to making the process understandable, efficient, and as stress-free as possible.
Richard Woodward
Branch Manager
NMLS #217454
Author of “Dream It and Get It”
Richard is also the author of Dream It and Get It: How to Become a Homeowner in Modern Day America. Available on Amazon
Written for today’s homebuyers, the book explains the homebuying and mortgage process in a clear, easy-to-understand way. It includes practical tips, lesser-known strategies, and straightforward guidance to help readers prepare financially, avoid common mistakes, and move toward homeownership with greater confidence.
Whether you are just beginning to think about buying a home or are already touring properties, Dream It and Get It can help you better understand what to expect and how to build the right team around you.
Buy “Dream It and Get It” on Amazon
Experience That Makes a Difference
Richard began his mortgage career with a top-ten nationwide lender. After years of success, he founded Mortgage Pros and continued building a business centered on personal service, borrower education, and creative mortgage solutions.
He has been recognized as a Top Ten Dallas mortgage professional and received a D Magazine “Best Lender” award after being nominated by industry peers.
Richard believes a mortgage professional should do more than quote an interest rate or collect documents. His role is to listen, understand the client’s goals, explain the available options, and help the borrower make an informed financial decision.
Certified Divorce Lending Specialist
Divorce can create complicated questions involving the family home, mortgage liability, equity division, qualification, and future housing plans. As a Certified Divorce Lending Specialist, Richard helps clients understand how mortgage guidelines may affect their options before, during, and after divorce.
He has particular expertise in Texas Owelty liens, which may allow one spouse to refinance the marital home and access equity to complete a court-ordered equity buyout. Proper planning can be critical because a divorce decree alone does not remove either spouse from an existing mortgage obligation.
Richard works alongside clients and their attorneys, mediators, financial professionals, and real estate agents while remaining focused on the mortgage-related aspects of the transaction. 
Learn More About Divorce and Mortgage Planning
Certified Reverse Mortgage Specialist
Richard is also a Certified Reverse Mortgage Specialist who helps qualifying older homeowners and homebuyers explore whether a reverse mortgage may support their retirement and housing goals.
A reverse mortgage may provide eligible homeowners with additional financial flexibility, access to home equity, or the ability to purchase a more suitable home without taking on a required monthly principal-and-interest mortgage payment. Borrowers must continue meeting loan obligations, including paying property taxes, homeowners insurance, and applicable property charges and maintaining the home.
Richard takes the time to explain how these programs work, discuss the responsibilities involved, and help clients and their families decide whether a reverse mortgage deserves consideration.
Explore Reverse Mortgage Options
More Loan Options. More Personalized Guidance.
Because every borrower’s financial situation is different, Richard offers access to a broad selection of mortgage programs, including:
- Conventional, FHA, VA, and USDA loans
- First-time homebuyer programs
- Down-payment assistance options
- Jumbo and doctor mortgage programs
- Bank-statement and other non-QM loans
- Investment-property financing
- Bridge and renovation loans
- Texas Owelty lien and divorce mortgage financing
- Reverse mortgages and reverse mortgages for purchase
- Refinancing and Texas home-equity solutions
Program availability, qualification requirements, interest rates, and loan terms vary based on the borrower, property, lender, and market conditions.
Personal Service from Application Through Closing
When you work with Richard Woodward and his team, you are never treated like another loan number. You receive clear explanations, consistent communication, and personal attention throughout the mortgage process.
Richard’s goal is simple: help you understand your options, avoid unnecessary surprises, and find the mortgage solution that fits your current needs and long-term goals.
Let’s Discuss Your Mortgage Goals
Whether you are ready to purchase a home, considering a refinance, dividing home equity during a Texas divorce, or exploring reverse mortgage options, Richard is available to answer your questions.
Start Your Secure Mortgage Application
Call Richard Woodward at 214-945-1066.
Richard Woodward
Branch Manager
NMLS #217454
