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Our low FHA, VA, Jumbo, & Conventional mortgage rates are among the most competitive in the industry & we'll present you all accessible financing options.

Purchase Assistant

As Texas’s leading Mortgage Company we alleviate the typically drawn-out loan process, pre-approving borrowers within an hour and providing a pre-approval certificate.

Refinance Advisor

No matter what your need to refinance is, our highly experienced team of mortgage brokers can help you find the perfect loan solution to fit your needs and circumstances.

Welcome to Service First Mortgage - Richard Woodward

The Richard Woodward Team is your premier mortgage team located in the McKinney, Texas. We pride ourselves on making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Dallas area. The Richard Woodward Mortgage Team has been serving home buyers in Frisco, Plano, McKinney, and Dallas for over 20 years. We strive to provide clients with “Service Beyond Your Expectations”. Our dedication to serving our clients best interest affords us the gratification of knowing that we will always have clients and friends for life. 

Great Customer testimonial Yang

Richard and Dennis were wonderful to work with through this journey. We have previously worked with Richard in the past so we trust him with his guidance and recommendations. I deeply appreciate the transparency and visibility Richard's team provided to us so we can feel comfortable with any next steps. Richard and Dennis were extremely professional and honest at the same time. We appreciate the candor conversations and we were able to connect with them personally. The communications, following up and accommodating our schedules were wonderful as well.

testimonial Busey

Richard made our refinancing super easy and fast! This is our third transaction with Richard and each time we get exceptional service and help. We wouldn't work with anyone else! Working with Richard is the best experience one can ask for when dealing with purchasing or refinancing a house.

testimonial Kara

As first time home buyers, we were very nervous for the entire process. Richard answered every question we had, and gave us information that we didn’t even know we needed. His patience is incredible, and his kindness is greatly appreciated. I cannot say enough about how easy he made this process. Will definitely recommend Richard to anyone!

Whether you are a first-time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our mortgage team members will give you the individual attention you deserve and treat you with the respect due to a valued customer. We understand you're making a commitment so we make a promise to you: we will help you select, apply and be approved for the perfect home loan for your situation. Our sophisticated technology can analyze different loan programs based upon your needs and provide you black and white results that demonstrates which program is best for you.

No two lenders are the same. Therefore we want you to be completely informed about the process. We will make sure you understand and are comfortable. Our team will be available for you and reach out to you at each step so that you know what to expect.

Ultimately our goal is to help you find the perfect home loan for your needs. We will discuss your goals, evaluate your situation and provide you the perfect fit home loan. Use our 20+ year history of creating Raving Fans to make your home buying experience the best it can be. We are your Mortgage Pros and our customer reviews and testimonials confirm that!

Begin the home loan process today! Our team is armed with the best loan programs in the area and have a proven record of getting loans funded on time.

Why choose Service First Mortgage - Richard Woodward?

Our Experience

Service First Mortgage - Richard Woodward has over 20 years of experience in residential lending. That means we can find a solution to any situation.

We're Local

We are proud to serve the McKinney area. Whether you're looking to move here or move up, we're here to help.

Our Values

Every member of the Service First Mortgage - Richard Woodward team prides themselves on their honesty, integrity, and lasting relationships with clients.

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Contact Us

Service First Mortgage - Richard Woodward
6800 Weiskopf Avenue
McKinney, TX 75070
Phone: (214) 945-1066

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Licensing

Richard Woodward
Branch Manager
NMLS #217454
Where we Lend

Equal Housing Lender

Licensing Information:

Service First Mortgage NMLS #166487  Disclosure; Loan program requirements frequently change and so the guidelines identified are general guidelines applicable at the time this webpage was created and may change from time to time.  Sec. 157.007. Disclosure Statement. A mortgage banker shall include the following notice to a residential mortgage loan applicant with an application for a residential mortgage loan: complaints regarding mortgage bankers should be sent to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. A Toll-Free Consumer Hotline is available at 1-877-276-5550. Figure: 7 TAC 81.200(c) "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV . A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV .". NMLS Consumer Access website