Welcome to Service First Mortgage - Richard Woodward!

The Richard Woodward Team is your premier mortgage team located in the McKinney, Texas. We pride ourselves on making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Dallas area. The Richard Woodward Mortgage Team has been serving home buyers in Frisco, Plano, McKinney, and Dallas for over 20 years. We strive to provide clients with “Service Beyond Your Expectations”. Our dedication to serving our clients best interest affords us the gratification of knowing that we will always have clients and friends for life. 

Great Customer testimonial Yang



Richard and Dennis were wonderful to work with through this journey. We have previously worked with Richard in the past so we trust him with his guidance and recommendations. I deeply appreciate the transparency and visibility Richard’s team provided to us so we can feel comfortable with any next steps. Richard and Dennis were extremely professional and honest at the same time. We appreciate the candor conversations and we were able to connect with them personally. The communications, following up and accommodating our schedules were wonderful as well.

testimonial Busey



Richard made our refinancing super easy and fast! This is our third transaction with Richard and each time we get exceptional service and help. We wouldn’t work with anyone else! Working with Richard is the best experience one can ask for when dealing with purchasing or refinancing a house.

testimonial Kara



As first time home buyers, we were very nervous for the entire process. Richard answered every question we had, and gave us information that we didn’t even know we needed. His patience is incredible, and his kindness is greatly appreciated. I cannot say enough about how easy he made this process. Will definitely recommend Richard to anyone!

Whether you are a first-time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our mortgage team members will give you the individual attention you deserve and treat you with the respect due to a valued customer. We understand you’re making a commitment so we make a promise to you: we will help you select, apply and be approved for the perfect home loan for your situation. Our sophisticated technology can analyze different loan programs based upon your needs and provide you black and white results that demonstrates which program is best for you.

No two lenders are the same. Therefore we want you to be completely informed about the process. We will make sure you understand and are comfortable. Our team will be available for you and reach out to you at each step so that you know what to expect.

Ultimately our goal is to help you find the perfect home loan for your needs. We will discuss your goals, evaluate your situation and provide you the perfect fit home loan. Use our 20+ year history of creating Raving Fans to make your home buying experience the best it can be. We are your Mortgage Pros and our customer reviews and testimonials confirm that!