Divorcing Your Mortgage
Are Your Owelty Liens Costing Clients Thousands?
If you’re a family law attorney in Texas—or going through a divorce involving real estate—there’s one critical question you need to ask: Is the Owelty Lien structured correctly for financing? Have you double checked the title history? An existing Texas cashout refinance will prevent the use of an Owelty lien. This means that no division…
Read MoreHow a Texas Owelty Lien Works in a Divorce. A Step-by-Step Guide
If you are going through a divorce in Texas and one spouse wants to keep the home, you have probably heard the term “Owelty lien.” If you haven’t, I’m here to offer you the knowledge you need to make an informed decision. Most people have no idea what that means. But if your divorce involves…
Read MoreEquity Buyouts After Divorce: How to Keep Your Home. Why an Owelty Lien is the Best Path
Divorce is one of life’s most difficult milestones — and deciding what happens to your home can feel overwhelming. For many Texas homeowners, the marital residence is not only the largest financial asset but also the emotional center of family life. Selling the house isn’t always the best option, especially when children, community ties, and…
Read MoreHow I Helped a Homeowner Complete a Divorce Equity Buyout With Low Credit Scores
Divorce often forces one of the most difficult financial decisions a homeowner will ever make: how to keep the house while buying out a spouse’s equity. In Texas, the best method is through an Owelty lien, but most lenders either don’t understand Owelty liens—or avoid them altogether. They try to force you into a more…
Read MoreWhy More Family Law Attorneys and Homeowners Choose Richard Woodward, During a Divorce Mortgage Transaction
Divorce is one of the most stressful transitions a family can face — emotionally, legally, and financially. When a home, mortgage, or equity buyout is involved, the decisions you make today can impact your financial stability for years. As a Certified Divorce Lending Specialist and a mortgage lender with 25+ years of experience, I help…
Read MoreCan I Keep the House in a Texas Divorce? How an Owelty Lien Can Help
Going through a divorce in Texas? If you’re like many of my clients, one of the first questions you ask is: “Can I keep the house?” The good news is yes—you may be able to keep your home and fairly buy out your spouse’s share of equity with something called an Owelty Lien. Most people…
Read MoreThe Ultimate Guide to Owelty Liens in Texas
Introduction Dividing property in a Texas divorce can be challenging—especially when one spouse wants to keep the marital home. An Owelty Lien is a powerful tool that allows for a fair and practical division of home equity without forcing a sale. This guide will walk you through everything you need to know about Owelty Liens,…
Read MoreHow to Buy Out Your Ex and Keep the House After Divorce in Texas
Divorce is hard. Losing your home doesn’t have to be part of it. If you’re going through a divorce in Texas or any state for that matter, and want to keep the house, you’re not alone. One of the most common questions I get as a Certified Divorce Lending Specialist is: “Can I buy out…
Read MoreThe Ultimate Guide to Owelty Liens in Texas Divorce Cases
Dividing property in a divorce is never easy—especially when one spouse wants to keep the house. In Texas, there’s a powerful but often misunderstood tool called an Owelty Lien that can make this process fair and financially smart. If you live in Dallas, Fort Worth, or anywhere in Texas, this guide will help you understand…
Read MoreWhat Happens To Your Mortgage In A Divorce: What You Need To Know
Divorce is a challenging process, and when it involves a shared mortgage, the complexity only increases. Whether you’re considering selling your home, refinancing your mortgage, or buying out your spouse’s share, it’s crucial to understand the options available to you and the potential implications of each choice. This guide will walk you through these options…
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