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Navigate A Divorce with An Expert: The Owelty Lien Solution
Divorce is a challenging and incredibly stressful process, particularly when it comes to dividing assets like the family home. As a Certified Divorce Lending Professional, I have the expertise to guide you through this complex situation, especially with the use of an Owelty lien, which is a powerful tool in Texas for dividing home equity…
Read MoreTop 10 Frequently Asked Questions About the Mortgage Process by Home Buyers
Going through the mortgage process can be scary and confusing, but with the right information, it becomes much more manageable. Here are the top 10 questions I frequently receive from clients, along with detailed answers to help you understand the ins and outs of getting approved for a mortgage. Do I need to get prequalified…
Read More5 Things You’re Doing Wrong With Your Mortgage Loan Application and How to Fix Them!
5 Things You’re Doing Wrong With Your Mortgage Loan Application and How to Fix Them! Not Getting Preapproved: Mistake: Starting house hunting without preapproval. Fix: Get preapproved before you start shopping. This shows sellers you’re serious and helps you understand your budget. Ignoring Your Credit Report: Mistake: Not checking your credit report for errors. Fix:…
Read MoreTips for Younger Homebuyers: Making Your Plano, Texas Dream Home a Reality
Hey there, aspiring homebuyers in Plano, Texas! We will help you make this a reality. Are you a member of Gen Z, wondering if buying a home in today’s market is more of a pipe dream? Given the challenges posed by inflation, rising home prices, and fluctuating mortgage rates, it’s natural to feel a bit…
Read MoreNavigating Your Mortgage in a Changing Economy: Tips for Prospective and Current Homeowners
Hello, it’s Richard here from NEXA Mortgage! As we witness shifts in our economy, understanding the implications on mortgages is more crucial than ever. Whether you’re looking to buy a home or already own one, here’s how you can navigate these turbulent times to make informed decisions about your mortgage. Economic Overview The current economic…
Read MoreWhy Choose a Mortgage Broker Over a Bank? The Reasons Exposed.
Why Choose a Mortgage Broker Over a Bank? The Richard Woodward Team Explains Hello and welcome to our latest blog post! If you’re in the market for a new home, you might be wondering whether to go through a bank or a mortgage broker. Well, here at The Richard Woodward Team at NEXA Mortgage, we…
Read MoreAvoid this mistake that could cost you hundreds of thousands of dollars with your 401(K)
Did you know that a decision made 25 years ago could cost you a fortune by retirement? I’m Richard Woodward, your guide to smart mortgage and retirement planning. Here’s a lesson worth over $550,000 that could change your financial future. When I left my employer two and a half decades ago, I made the choice…
Read MoreUnlocking Your Home Buying Potential in DFW: The Power of Prequalification
In the vibrant and dynamic Dallas-Fort Worth (DFW) area, the dream of homeownership shines bright for many. With its diverse neighborhoods, booming economy, and rich cultural tapestry, DFW is a place where many aspire to plant their roots. As of February 2024, the average home sales price in this bustling metropolis stands at $371,777. For…
Read MoreTexas Homestead form updates must be filed immediately.
Attention, Texas homeowners! A significant legislative update has been passed that could impact your property taxes. The Texas Senate has enacted a bill requiring homeowners to reapply for their homestead exemption every five years. This exemption plays a crucial role in reducing your property tax bill and failing to renew it within 30 days of…
Read More7 Post-Home Selling Regrets in Dallas/Fort Worth You’ll Want to Avoid!
Selling a home in the bustling Dallas/Fort Worth area can be as exciting as it is nerve-wracking. With the market constantly evolving, making informed decisions is key to a successful sale. However, even the most seasoned sellers can have regrets. Here, we uncover the top seven post-listing regrets you’ll want to steer clear of, ensuring…
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