Certified Divorce Lending Professional Archives | The Richard Woodward Team Nexa Mortgage

Divorce often forces one of the most difficult financial decisions a homeowner will ever make: how to keep the house while buying out a spouse’s equity. In Texas, the best method is through an Owelty lien, but most lenders either don’t understand Owelty liens—or avoid them altogether. They try to force you into a more…

Why More Family Law Attorneys and Homeowners Choose Richard Woodward, During a Divorce Mortgage Transaction

Divorce is one of the most stressful transitions a family can face — emotionally, legally, and financially. When a home, mortgage, or equity buyout is involved, the decisions you make today can impact your financial stability for years. As a Certified Divorce Lending Specialist and a mortgage lender with 25+ years of experience, I help…

Introduction Dividing property in a Texas divorce can be challenging—especially when one spouse wants to keep the marital home. An Owelty Lien is a powerful tool that allows for a fair and practical division of home equity without forcing a sale. This guide will walk you through everything you need to know about Owelty Liens,…

The Ultimate Guide to Owelty Liens in Texas Divorce Cases

Dividing property in a divorce is never easy—especially when one spouse wants to keep the house. In Texas, there’s a powerful but often misunderstood tool called an Owelty Lien that can make this process fair and financially smart. If you live in Dallas, Fort Worth, or anywhere in Texas, this guide will help you understand…

What Happens To Your Mortgage In A Divorce: What You Need To Know

Divorce is a challenging process, and when it involves a shared mortgage, the complexity only increases. Whether you’re considering selling your home, refinancing your mortgage, or buying out your spouse’s share, it’s crucial to understand the options available to you and the potential implications of each choice. This guide will walk you through these options…