Divorce Refinance Texas Archives | The Richard Woodward Team Nexa Mortgage

What If I Can't Qualify for the Mortgage on My Own After Divorce

The short answer is this: Don’t assume you won’t qualify until you’ve had a complete mortgage review with me. This is probably the biggest fear I hear from homeowners going through a divorce. “Richard, I’ve never qualified on my own. I don’t think I can keep the house.” Sometimes that concern is valid. But many…

Should We Sell the House or Refinance During Divorce

The short answer is this: There isn’t one right answer—but there is a right answer for your situation. One of the first questions I ask homeowners during a divorce consultation is, “What do you want your life to look like one year from now?” Most people think the conversation starts with interest rates or mortgage…

Can I keep my low interest rate after a divorce

The short answer is: maybe—but it depends on your loan, your lender, and how your divorce is structured. One of the first concerns I hear from homeowners going through a divorce is, “Richard, I have a 2.75% interest rate. Am I going to lose it?” It’s a great question, and it’s one that’s become much…

One of the most common questions I hear from homeowners going through divorce is: “Can I refinance before the divorce is final?” The short answer is:Sometimes — but it depends on timing, the divorce agreement, and how the mortgage is being structured. In Texas, divorce refinances can become complicated quickly if the mortgage strategy is…

Divorce is one of life’s most difficult milestones — and deciding what happens to your home can feel overwhelming. For many Texas homeowners, the marital residence is not only the largest financial asset but also the emotional center of family life. Selling the house isn’t always the best option, especially when children, community ties, and…

How to Buy Out Your Ex and Keep the House After Divorce in Texas

Divorce is hard. Losing your home doesn’t have to be part of it. If you’re going through a divorce in Texas or any state for that matter, and want to keep the house, you’re not alone. One of the most common questions I get as a Certified Divorce Lending Specialist is: “Can I buy out…