As a homeowner, your house isn’t just the place you live—it’s one of the most powerful financial tools you have. If you’ve built up equity and want to put it to work (to pay off debt, start a renovation, or just create breathing room in your monthly budget), you have three main options: a Home…

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Know Your Refinance Options

Should you refinance your mortgage? Everyone is talking about refinancing right now because mortgage rates are near an all-time low. However, refinancing is not always a good idea. First of all, let’s look at what a refinance is. A mortgage refinance is a new mortgage that replaces your existing mortgage by paying it off. There…

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