Richard Woodward | (214) 945-1066

50-Year Mortgage: Smart Move or Long-term Trap?

What if you could cut your monthly mortgage payment by spreading it over 50 years instead of 30? Sounds like a win, right? With home prices high and affordability stretched, the idea of a 50-year mortgage — recently proposed by former President Trump — is sparking a lot of discussion. Is it the next big…

Questions to Ask Your Loan Officer: Do I Qualify for Any Down Payment Assistance Programs?

Hey there homebuyers! If you’re a young homebuyer under 35, you’re likely facing a mix of excitement and uncertainty about entering the world of home ownership and real estate. One of the biggest challenges can be coming up with the down payment – that initial chunk of change needed to secure your dream home. But…