Posts Tagged ‘Mortgage Tips’
3 Red Flags to Watch Out For When Shopping for a Reverse Mortgage
After more than 25 years in mortgage lending, I’ve learned one thing above all else: homeowners want to feel protected. They want to know they’re not being sold to, pressured, or pushed into something that doesn’t feel right. And frankly, they deserve that. That’s why when I talk with homeowners about reverse mortgages, I often…
Read MoreThink You Need a Huge Down Payment to Buy a Home? Think Again.
For a lot of hopeful homebuyers, the excitement of buying a home in Texas turns into anxiety the moment the word “down payment” comes up. “I’ll never save enough.”“I need a small fortune just to get started.”“I guess I’ll just rent forever.” If you’ve ever thought that, you’re not alone. But here’s the good news:…
Read MoreWhat Credit Score Is Needed to Buy a House? Let’s Break It Down
Hey home shoppers! If you’ve been thinking about buying a home, you’ve probably heard a lot of buzz around credit scores. And I get it—it’s one of those topics that feels like it should be straightforward… but somehow, it’s not. So let’s clear up the confusion and talk about what credit score you actually need…
Read More5 Things to Complete to Buy a Home by the End of the Year
The end of the year is right around the corner, but it’s not too late to make your dream of homeownership a reality. Whether you’re looking to host the holidays in your new home or just want to wrap up 2024 with a big accomplishment, there’s still time to get the keys in your hand.…
Read More25 Questions to Ask When Buying a House in Dallas/Fort Worth
Buying a Dallas or Fort Worth area, or any home is one of the biggest decisions you’ll ever make. It’s exciting but can feel overwhelming with all the details to consider. To help you make an informed decision, here’s a list of 25 Questions to Ask When Buying a Home. Let’s dive in! 1. What’s…
Read MoreTop 10 Frequently Asked Questions About the Mortgage Process by Home Buyers
Going through the mortgage process can be scary and confusing, but with the right information, it becomes much more manageable. Here are the top 10 questions I frequently receive from clients, along with detailed answers to help you understand the ins and outs of getting approved for a mortgage. Do I need to get prequalified…
Read MoreNavigating Your Mortgage in a Changing Economy: Tips for Prospective and Current Homeowners
Hello, it’s Richard here from NEXA Mortgage! As we witness shifts in our economy, understanding the implications on mortgages is more crucial than ever. Whether you’re looking to buy a home or already own one, here’s how you can navigate these turbulent times to make informed decisions about your mortgage. Economic Overview The current economic…
Read MoreQuestions to Ask Your Loan Officer: Do I Qualify for Any Down Payment Assistance Programs?
Hey there homebuyers! If you’re a young homebuyer under 35, you’re likely facing a mix of excitement and uncertainty about entering the world of home ownership and real estate. One of the biggest challenges can be coming up with the down payment – that initial chunk of change needed to secure your dream home. But…
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