Loan Programs and Information
VA Loan Assumption & Entitlement Restoration: What Every Veteran Needs to Know
For many veterans, the VA loan program is one of the most powerful benefits available — offering zero-down homeownership, no private mortgage insurance, and competitive rates. But what happens when you’re ready to sell your home and someone wants to assume your VA loan? More importantly, what happens to your VA entitlement? This is where…
Read MoreMortgage Rates in 2025: Should You Lock In Now or Wait for a Drop?
As we navigate through 2025, many of you have been asking about the current state of mortgage rates and what we might expect in the coming months. Let’s dive into the latest insights to help you make informed decisions about your home financing. Current Mortgage Rate Landscape As of February 2025, mortgage rates have been…
Read MoreBreaking Into the Dallas Market: Smart Moves for First-Time Buyers
Buying your first home can feel overwhelming, especially with rising prices on just about everything—gas, groceries, and yes, even homes. But here’s the good news: homeownership is still within reach, even in a competitive market like Dallas-Fort Worth. The trick is thinking strategically about where and what you buy. Let’s talk about some smart moves…
Read MoreWhat Happens If We Close the CFPB?
Let’s talk about something that could seriously impact everyday consumers—the possible shutdown of the Consumer Financial Protection Bureau (CFPB). Now, I know government agencies don’t always get people excited, but hear me out. The CFPB was created to keep banks, lenders, and financial institutions in check so they don’t take advantage of us. They’ve already…
Read MoreHope 4 Homeownership Down Payment Assistance Program
Unlock Up to $13,000 with the Hope for Homeownership Program! Dreaming of homeownership but worried about the upfront costs? The Hope for Homeownership Program (H4H) could be the key to turning your dreams into reality! Sponsored by HOPER, a non-profit organization, and administered by Attainable Housing Advocates (AHA), this groundbreaking initiative offers up to $13,000…
Read More5 Things to Complete to Buy a Home by the End of the Year
The end of the year is right around the corner, but it’s not too late to make your dream of homeownership a reality. Whether you’re looking to host the holidays in your new home or just want to wrap up 2024 with a big accomplishment, there’s still time to get the keys in your hand.…
Read MoreWhat Happens To Your Mortgage In A Divorce: What You Need To Know
Divorce is a challenging process, and when it involves a shared mortgage, the complexity only increases. Whether you’re considering selling your home, refinancing your mortgage, or buying out your spouse’s share, it’s crucial to understand the options available to you and the potential implications of each choice. This guide will walk you through these options…
Read MoreTop 10 Frequently Asked Questions About the Mortgage Process by Home Buyers
Going through the mortgage process can be scary and confusing, but with the right information, it becomes much more manageable. Here are the top 10 questions I frequently receive from clients, along with detailed answers to help you understand the ins and outs of getting approved for a mortgage. Do I need to get prequalified…
Read MoreTips for Younger Homebuyers: Making Your Plano, Texas Dream Home a Reality
Hey there, aspiring homebuyers in Plano, Texas! We will help you make this a reality. Are you a member of Gen Z, wondering if buying a home in today’s market is more of a pipe dream? Given the challenges posed by inflation, rising home prices, and fluctuating mortgage rates, it’s natural to feel a bit…
Read MoreNavigating Your Mortgage in a Changing Economy: Tips for Prospective and Current Homeowners
Hello, it’s Richard here from NEXA Mortgage! As we witness shifts in our economy, understanding the implications on mortgages is more crucial than ever. Whether you’re looking to buy a home or already own one, here’s how you can navigate these turbulent times to make informed decisions about your mortgage. Economic Overview The current economic…
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