Loan Programs and Information Archives | Page 11 of 16 | The Richard Woodward Team Nexa Mortgage

Equifax, one of the 3 main bureaus, located in Atlanta is going to pay up to $700 million in the largest-ever data breach settlement that happened in 2017. The breach exposed the personal information of 147 million people. Here are the Equifax Settlement Claim Instructions. Here’s some articles that detail the leak and settlement: https://www.cnn.com/2019/07/25/us/equifax-700-million-settlement-data-breach-trnd/index.html https://www.nytimes.com/2019/07/22/business/equifax-settlement.html…

How to get rid of mortgage insurance without refinancing.

Getting rid of mortgage insurance is a great way to save money on your home expenses. The mortgage insurance premium does protect you in the event of an unfortunate foreclosure and is required on the vast majority of conventional loans with less than 20% down. Mortgage insurance, sometimes referred to as MI or PMI will…

Home improvement loans for your new pool.

Home improvement loans or home improvement refinance loans are a great way to help you finance the cost of installing that beautiful new sparkling pool. Summertime in Texas means pool time. I can help you with your new backyard oasis with our easy home-improvement loan program. Updating and customizing your existing house could be a…

Buying A Fixer Upper Home Is Easier Than You Think

Buying a fixer-upper can be easy if you work with the right team. According to noted penny pincher Dave Ramsey, if you’re in the market for a fixer-upper, chances are your competition is slim. That’s great news because it means the odds for scoring a sweet deal are in your favor. The current real…

Teachers Loan Program. We’re excited to announce the 2019 Teachers Campaign and another year of partnering with DonorsChoose.org. This is a limited time program. Call me today at (214) 945-1066 or apply for free at www.MortgageProsUs.com This campaign is open to educators including teachers, librarians, guidance counselors, school nurses and teacher/coaches that work directly with…

A fairly persistent misperception of more than a few homeowners is that a home improvement will increase the value of a residence in an amount on par with the cost of that improvement. In fact, more often than not a home improvement does not increase the value of a residence on par with the amount…

Why A Reverse Mortgage Does Not Cost To Much

Many critics will tell you that a reverse mortgage cost too much. Mind you, most of those critics have never studied reverse mortgages and are relying on misinformation to form an opinion. I wanted to share with you some great information provided by Wade D. Pfau, Ph.D. Wade D. Pfau, Ph.D. CFA, is a professor…

There are many reasons why you want to move. How to prepare for moving seems pretty straight forward but here are some moving tips that can help. Some people are doing it because of greener pastures while others move in order to start with a clean slate. However, regardless of the reason why you’re moving,…

3 Down Conventional Mortgage from The Richard Woodward Mortgage Team

The 3% down payment home loan program has been updated to help more people qualify. You Do Not Need 20% down to buy a home anymore. Are you looking for a low down payment mortgage in Dallas or the greater Texas area? Do you want to buy a Dallas Texas home and only want to put…

Home Improvement Loans give Realtors Advantages over cash investors. If you want to beat Open Door and We Buy Ugly Houses at their own game, you now have the tools and the lending partner to make it happen. I have been teaching a ton of CE classes this month, mostly about renovation lending. List any home…