blog Archives | Page 13 of 29 | The Richard Woodward Team Nexa Mortgage

If you’ve got a home renovation project in mind, then you are probably thinking of ways that you can afford it. If it is a major project that has the potential to improve the value of your home, then a home renovation loan may be right for you. Continue reading to learn more about considerations…

What are the benefits of a reverse mortgage

Here are six beneficial reasons to use a reverse mortgage. A reverse mortgage is a loan that allows homeowners over 62 to borrow money from the equity in their home. It can be used for anything, but it’s most commonly used as a retirement planning or income resource. The new guidelines for reverse mortgages make…

Are you concerned about rising mortgage rates? It’s a question many people are pondering as they try to decide whether now is the time for them to buy a home. Mortgage rates are still low, but if you wait until rates go up, then it will cost more money. Basically, for every 1% increase in…

Important Questions to Ask a Realtor When Shopping for a Home Shopping for a home is potentially a nerve-wracking experience. Viewing home after home can be draining and time-consuming, which means as the future owner of a new home, it’s time to make the process easier. A seasoned realtor will know all the ins and…

Comparing Stunning Home Remodeling Projects by Highest ROI Consistent home remodeling is important for a number of reasons. For instance, it can help you enjoy increased comfort, safety, and functionality in your home. However, at the top of the list for most homeowners is keeping the home up-to-date in the eyes of home buyers and…

What Is a Home Warranty, and Is It Worth It? Owning a home can be expensive. Appliances and other items break down regularly, and they usually aren’t cheap to fix. You can offset the cost by getting a warranty. Home warranty companies offer an assortment of service contracts for homeowners. If you purchase a contract,…

Want to get more out of your home sale? Invest in these home improvement projects! Thinking about selling your home in the near future? If you’re still a few months out, you’re in the perfect position to make some value-adding renovations and upgrades. Whether it’s remodeling your kitchen or making essential repairs, now’s the time…

What is a Reverse Mortgage and how does it work? A Reverse Mortgage is a mortgage specifically designed for those 62 years of age and older who want to have more control over their mortgage and their assets. It is similar to an FHA mortgage but with lots of extra options and protections. They are easier…

Our Guaranteed Home Loan Closing Program enables homebuyers to better compete in this low inventory housing market. One of the reasons many offers don’t get accepted is that the buyer is not pre-approved or is just pre-qualified by a lender that does not have a reputation for closing on time. My name is Richard Woodward,…

How to freeze your credit reports to protect your identity

How to freeze your credit report to protect your identity from scammers and thief’s. Identity theft happens every day. Identity theft is real and it can have a serious effect on your life should it occur to you. Once it has happened it can be really challenging to overcome. People can open accounts in your…