You Magazine The Digital Magazine for a Better YOU | October 2017 Your Home – Halloween Tricks and Treats With the scary festivities, and young trick-or-treaters, you may begin to realize there isn’t as much for you to do as there used to be when you were your kids age. Don’t be frightened, there are…

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Advanced Digital Tools Vital for Today's Real Estate Agent

Advanced Digital Tools Vital for Today’s Real Estate Agent 3 hours of TREC continuing education credit. Learn how to use social media in your business. Register online now to reserve your spot. https://goo.gl/forms/V00Xa0UqvMLXXQM72 Based on the Social Media Marketing Industry Report of 2016: • Video has become essential: A significant 60% of marketers use video…

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Watch this Dallas Metro Housing Video for September 2017.  Median Home Sales Price in the Dallas Texas area was $280,000 in September,  up 8.11% ! Wow! Monthly home sales were down 4.54% with 5978 homes reported sold.  The median number of days on the market was 30, that’s up 11.11% from the previous year. The number of homes on…

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let us pay your FHA loan appraisal fees

Hurry! Offer Ends October 15th 2017. FHA home loans open the door to home ownership to millions of home buyers. Allow me to help you buy your home. Save today. Please share if you know anyone looking to buy sell or refinance a home. Read more about FHA home loans now. An FHA loan can…

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What is PITI and how does it affect your mortgage payment

What does PITI consist of? Breaking Down your monthly mortgage payment. PITI is the handy acronym for your monthly mortgage payment. It’s pronounced like the word “pity” and the letters stand for the four parts of that monthly payment: P stands for Principal That’s the part of the monthly payment used to pay down the…

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Equifax Hack and What You Need to Know

By now, I’m sure that you have heard about the Equifax security breach. My friends at Rising Point Solutions put this information together for you. At the Richard Woodward Mortgage Team, we are always looking for ways to help our customers. While this isn’t the largest security breach that has happened, this is significantly larger…

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How to buy a home with a reverse mortgage

Reverse Mortgages are changing effective October 2, 2017. The Trump administration is planning to raise premiums and place tighter loan limits on some borrowers in a mortgage program that helps seniors supplement their incomes. This Wall Street Journal article indicates that HUD says the program needs a sounder financial footing. The bad news is that…

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August 2017 Housing Statistics Video

Check out this new service I’m providing. It’s a monthly video with Dallas Metro housing stats. Please feel free to share it, and let me know what you think! By the way, did you know I have in house underwriting for fixed rate Jumbo mortgages up to $850,000 loan amount with just 10% down. Close…

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The New Reverse Mortgage - What you need to know Seminar

Residents of Dallas, Plano, McKinney, Frisco – and those who live in the surrounding areas: you have the opportunity to learn about the reverse mortgage program at an in-person seminar on, September 13th from 10:30 a.m. until 1 p.m. [icon name=”arrow-right” class=”” unprefixed_class=””]Did you know that with an FHA insured reverse mortgage that you or…

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