You can use your tax refund for your down payment and closing. In order to do so you have to file your 2016 tax returns. Doing so while you’re trying to purchase a house tax filing time can cause some problems. Lenders are required to provide proof that you have actually filed your tax returns…

HomeReady mortgages are designed to encourage home ownership.  For those clients looking for a larger property or have higher credit scores, HomeReady is an excellent choice. You only need to make a 3% down payment for home loans up to $424,100.  The down payment can even be a gift from a relative or fiancé. Read…

Realtors Are you attracting leads with Facebook?  If not, this is a great starter class for you. Facebook Secrets for Agent Success CE class 1 hr Elective #31068.   Learn about Facebook and its massive impact on society today. With 1.65 Billion users as of January 1, 2016, this social media vehicle is an amazing…

Thank you so much to all my wonderful customers this January. I love making people happy home owners. Write a review or read more reviews here: mortgageprosus.com/5starreviews

Divorcing later in life is not a new phenomenon, but it is becoming more and more common. Indeed, the increased occurrence of “grey divorce,” as it’s called, has been identified as a significant 21st century divorce trend. Even though the overall divorce rate is actually declining, it’s on the rise among older generations. Those of…

Here is a great article about how to use a Reverse mortgage as part a saving plans. Many retirees are experiencing a shortfall in savings. Did you know you can extinguish your existing mortgage and allow your reverse mortgage to build a growing line of credit? Seniors can tap the line of credit when needed and…