Understanding the “Over 65” Property Tax Exemption & Deferral in Texas

For homeowners in Texas who are aged 65 or older (or whose spouse qualifies), there are powerful property-tax savings tools available: an additional exemption plus a deferral option. Here’s what you—and your friends—need to know. What is the Over-65 Exemption? The exemption allows a homeowner aged 65+ (or their surviving spouse under certain conditions) to…

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3 Red Flags to Watch Out For When Shopping for a Reverse Mortgage

After more than 25 years in mortgage lending, I’ve learned one thing above all else: homeowners want to feel protected. They want to know they’re not being sold to, pressured, or pushed into something that doesn’t feel right. And frankly, they deserve that. That’s why when I talk with homeowners about reverse mortgages, I often…

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10 Reverse Mortgage Myths Every DFW Homeowner Should Stop Believing

If you’ve lived in North Texas long, you’ve heard half-truths (and outright fiction) about reverse mortgages. As a Certified Reverse Mortgage Specialist serving Dallas–Fort Worth, I spend a lot of time clearing up confusion. Below are the ten most-searched myths—followed by the facts based on current FHA Home Equity Conversion Mortgage (HECM) guidelines. Free Resource:…

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Let’s be honest — when most people hear “reverse mortgage,” they picture late-night infomercials or think it’s something you only use when you’re flat out of options. But here’s the truth: reverse mortgages, especially the federally backed HECM (Home Equity Conversion Mortgage), have come a long way. When used the right way — with strategy…

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Navigating Retirement with Confidence: The Power of Reverse Mortgages

As a Certified Reverse Mortgage Specialist with over two decades of experience in the mortgage industry, I’ve dedicated my career to empowering homeowners in their retirement years. My commitment to excellence is reflected in the 333 5-star reviews from satisfied clients on Google, underscoring my expertise and the trust placed in my services. Why Reverse…

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Unlock Financial Freedom with a Reverse Mortgage: Empowering Seniors Over 62

Are you a homeowner over the age of 62, facing financial challenges despite the valuable asset of your home? Meet Carol, a retired individual who recently experienced the loss of her spouse. Her income decreased, while her expenses remained unchanged. Luckily, Carol discovered a powerful financial tool tailored specifically for individuals in her situation: the…

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Why Financial Planners are Raving About Reverse Mortgages for Retirement

Reverse mortgages are gaining popularity among seniors as a way to supplement retirement income. Traditionally viewed as a last resort for cash-strapped retirees, reverse mortgages are now being recommended by financial planners as part of a strategic retirement planning strategy. In this blog post, we will explore why financial planners are recommending reverse mortgages and…

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Reverse Mortgages Are No Longer Just for Struggling Homeowners

Expert Report that Reverse Mortgages Are No Longer Just for Struggling Homeowners You can turn your home equity into cash to pay off bills or preserve other savings or investments. They are complicated and not for everyone. Janice Keese decided not to make any major decisions after her husband’s sudden death in 2016. Janice Keese waited two…

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Home Equity Growth can factor into savings with a reverse mortgage

Forbes: Turn home equity into additional savings with a reverse mortgage The ‘Mortgage Professor’ offers his thoughts about incorporating home equity into a retirement plan, and why including a reverse mortgage can significantly increase the funds available. A reverse mortgage, which can be used to convert equity from your home into cash, can help you…

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