MortgageProsUS Archives | The Richard Woodward Team Nexa Mortgage

What you think about reverse mortgages is probably wrong

For years, reverse mortgages have been surrounded by myths, misinformation, and outdated opinions. Unfortunately, many homeowners dismiss them based on something they heard decades ago from a friend, a family member, or even a television commercial. I am here to provide you the facts. I have been teaching retirees, Realtors, Loan Officers, and financial planners…

Jumbo Loans in 2026 Rates, Requirements & What High-Income Buyers Need to Know to Qualify.

As home prices across Dallas–Fort Worth continue to climb, many buyers assume they need a Jumbo loan the moment a price tag starts with a “7” or “8.” That is no longer the case. In 2026, the conforming loan limit has risen to $832,750. Any loan amount at or below this threshold is a conventional…

The Dallas–Fort Worth luxury market continues to outperform expectations in 2025. Even with fluctuating interest rates, affluent homebuyers are still targeting high-demand communities like Southlake, Westlake, Frisco, Prosper, Flower Mound, Plano, Argyle, and North Dallas. These neighborhoods consistently attract executives, medical professionals, business owners, and relocators from states with higher taxes and higher housing costs.…