What Are Closing Costs in a Mortgage?

Let’s break down what you’re really paying for on closing day. If you’re getting ready to buy a home, you’ve probably heard the term “closing costs” thrown around. But what exactly are they—and how much should you expect to pay? Pro Tip: Your down payment isn’t the only money you’ll need at closing. A lot…

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10 Reverse Mortgage Myths Every DFW Homeowner Should Stop Believing

If you’ve lived in North Texas long, you’ve heard half-truths (and outright fiction) about reverse mortgages. As a Certified Reverse Mortgage Specialist serving Dallas–Fort Worth, I spend a lot of time clearing up confusion. Below are the ten most-searched myths—followed by the facts based on current FHA Home Equity Conversion Mortgage (HECM) guidelines. Free Resource:…

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FHA Loan Requirements Explained (Without the Jargon)

Thinking about buying a home but not sure if you qualify? You’re not alone. One of the most common loan types I help folks with is the FHA loan—and for good reason. It’s flexible, affordable, and designed to help buyers who may not have perfect credit or a huge down payment saved up. If that…

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How Much House Can I Afford? Let’s Do the Real Math Together

One of the biggest questions I get from homebuyers (especially first-timers) is: “How much house can I actually afford?” It’s a great question — and the good news is, we can figure that out pretty quickly once we break it down. Don’t worry, you don’t need to be a math whiz. I’ll walk you through…

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What Credit Score Is Needed to Buy a House? Let’s Break It Down

Hey home shoppers! If you’ve been thinking about buying a home, you’ve probably heard a lot of buzz around credit scores. And I get it—it’s one of those topics that feels like it should be straightforward… but somehow, it’s not. So let’s clear up the confusion and talk about what credit score you actually need…

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How to Get Pre-Approved for a Mortgage (And Why It’s Your First Step)

For most homebuyers, especially in a competitive market like Dallas-Fort Worth, the home search doesn’t start with browsing listings — it starts with a mortgage pre-approval. Think of it as your permission slip to shop for homes confidently and seriously. In this post, I’ll walk you through exactly what mortgage pre-approval is, why it matters,…

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Let’s be honest — when most people hear “reverse mortgage,” they picture late-night infomercials or think it’s something you only use when you’re flat out of options. But here’s the truth: reverse mortgages, especially the federally backed HECM (Home Equity Conversion Mortgage), have come a long way. When used the right way — with strategy…

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