Home renovation and remodeling projects can improve the quality of life for your family and guests for years to come. Some updates can also add significant value to your property when it comes time to sell. Not all changes you make to your home have to be for the benefit of a higher listing number, […]
Should you refinance your mortgage? Everyone is talking about refinancing right now because mortgage rates are near an all-time low. However, refinancing is not always a good idea. First of all, let’s look at what a refinance is. A mortgage refinance is a new mortgage that replaces your existing mortgage by paying it off. There […]
When transferring title and ownership to real estate during divorce, it is important to have an understanding of the various real estate deeds. When the title is not properly conveyed, problems can occur. During a divorce, title and ownership interest are very likely to change. In this article we will discuss ways to transfer title […]
The New Reverse Mortgage has changed dramatically. I am hosting The NEW Reverse Mortgage Seminar for individuals. The NEW reverse mortgage has many new improvements and protections. Find out what you are missing out on. Do you know anyone retiring? The vast majority of Americans that have recently retired or retiring today may find themselves […]
Equifax, one of the 3 main bureaus, located in Atlanta is going to pay up to $700 million in the largest-ever data breach settlement that happened in 2017. The breach exposed the personal information of 147 million people. Here are the Equifax Settlement Claim Instructions. Here’s some articles that detail the leak and settlement: https://www.cnn.com/2019/07/25/us/equifax-700-million-settlement-data-breach-trnd/index.html https://www.nytimes.com/2019/07/22/business/equifax-settlement.html […]
Getting rid of mortgage insurance is a great way to save money on your home expenses. The mortgage insurance premium does protect you in the event of an unfortunate foreclosure and is required on the vast majority of conventional loans with less than 20% down. Mortgage insurance, sometimes referred to as MI or PMI will […]
Home improvement loans or home improvement refinance loans are a great way to help you finance the cost of installing that beautiful new sparkling pool. Summertime in Texas means pool time. I can help you with your new backyard oasis with our easy home-improvement loan program. Updating and customizing your existing house could be a […]
Reverse mortgage myths part two. The truth about reverse mortgages is that most people just don’t understand them. I work with loan officers and Realtors every day, and the vast majority of them have no idea of how a reverse mortgage actually works. I am a certified reverse mortgage specialist and I have been doing […]
Reverse mortgage myths are very common. Reverse mortgages are different than a traditional forward mortgage, therefore many people are afraid of them. Few people have studied the benefits and the guidelines but are quick to dismiss what they don’t understand. My name is Richard Woodward, and I am a certified reverse mortgage specialist. I’m going […]
Here is a Reverse Mortgage success story. You hear negative stories about reverse mortgages all the time. Uniformed people are quick to criticize what they don’t know or understand. But the real truth is reverse mortgages are the perfect solution for many retiring individuals. I wanted to share with you a reverse mortgage success story […]
Richard Woodward
Branch Manager
NMLS #217454
Where we Lend
