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FHA Loan Requirements Explained (Without the Jargon)
Thinking about buying a home but not sure if you qualify? You’re not alone. One of the most common loan types I help folks with is the FHA loan—and for good reason. It’s flexible, affordable, and designed to help buyers who may not have perfect credit or a huge down payment saved up. If that…
Read MoreWhat Credit Score Is Needed to Buy a House? Let’s Break It Down
Hey home shoppers! If you’ve been thinking about buying a home, you’ve probably heard a lot of buzz around credit scores. And I get it—it’s one of those topics that feels like it should be straightforward… but somehow, it’s not. So let’s clear up the confusion and talk about what credit score you actually need…
Read MoreHow to Get Pre-Approved for a Mortgage (And Why It’s Your First Step)
For most homebuyers, especially in a competitive market like Dallas-Fort Worth, the home search doesn’t start with browsing listings — it starts with a mortgage pre-approval. Think of it as your permission slip to shop for homes confidently and seriously. In this post, I’ll walk you through exactly what mortgage pre-approval is, why it matters,…
Read MoreHow Reverse Mortgages Really Work (and Why They’re Worth a Second Look)
Let’s be honest — when most people hear “reverse mortgage,” they picture late-night infomercials or think it’s something you only use when you’re flat out of options. But here’s the truth: reverse mortgages, especially the federally backed HECM (Home Equity Conversion Mortgage), have come a long way. When used the right way — with strategy…
Read MoreNavigating the 2025 Housing Market: Opportunities Amidst Rising Inventory in Dallas-Fort Worth
If you’ve been waiting for the Dallas housing market to shift in your favor, it’s finally happening. Inventory is rising, the days of wild bidding wars are cooling off, and both buyers and sellers have some real opportunities to make smart moves this year. As someone who’s been helping people buy, sell, and refinance homes…
Read MoreVA Loan Assumption & Entitlement Restoration: What Every Veteran Needs to Know
For many veterans, the VA loan program is one of the most powerful benefits available — offering zero-down homeownership, no private mortgage insurance, and competitive rates. But what happens when you’re ready to sell your home and someone wants to assume your VA loan? More importantly, what happens to your VA entitlement? This is where…
Read MoreDo DFW Home Values Drop in a Recession? The Real Truth You Need to Know
You’ve likely seen the headlines: “Recession fears are growing,” “Home prices could plummet,” and similar narratives. It’s enough to give any homeowner or buyer pause. But as someone with over 23 years of experience in mortgage and real estate, I can tell you—those headlines often stir up fear, not facts. Let’s take a closer look…
Read MoreShould You Buy a Home Right Now? Experts Say Prices Are Only Going Up
Should You Buy a Home Right Now? Experts Say Prices Are Only Going Up. You’ve probably heard this before: “The best time to buy a home was yesterday. The second-best time is today.” And there’s a reason for that—home values keep climbing. With mortgage rates still holding strong and prices on the rise, you might…
Read MoreMortgage Rates in 2025: Should You Lock In Now or Wait for a Drop?
As we navigate through 2025, many of you have been asking about the current state of mortgage rates and what we might expect in the coming months. Let’s dive into the latest insights to help you make informed decisions about your home financing. Current Mortgage Rate Landscape As of February 2025, mortgage rates have been…
Read MoreBreaking Into the Dallas Market: Smart Moves for First-Time Buyers
Buying your first home can feel overwhelming, especially with rising prices on just about everything—gas, groceries, and yes, even homes. But here’s the good news: homeownership is still within reach, even in a competitive market like Dallas-Fort Worth. The trick is thinking strategically about where and what you buy. Let’s talk about some smart moves…
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