I love helping veterans save money with a low-cost VA refinance. A VA streamlined version is called an IRRL which stands for interest rate reduction loan. VA refinance IRRL loans are super easy as they do not require income verification or an appraisal. All the closing costs can be included in the new loan so […]
Save big in retirement with these helpful tips. After a lifetime of hard work, retirement seems like a finish line that many seniors can’t wait to reach. But the absence of a steady income and the high costs of housing, healthcare, utilities, and food isn’t cutting it for many seniors. That’s why we have compiled […]
Announcing our Police Officer Appreciation Discount program. Helping Police Officers and those in need aligns closely with our core value of pursuing our passion through purpose, so we are excited to relaunch the Fall Cause for 2019! Please review the details below. Program Dates: November 15, 2019 – December, 31, 2019. Borrowers must have an […]
Adulting is never easy. Becoming a First-Time Home Buyer can be easy. Turning your temp job into a career, investing your money, and navigating life like a boss is a lot to handle for the modern millennial. But one thing they do dominate is the housing market. As a whole, millennials accounted for 37% of […]
The Governor has declared the counties below as disaster areas after Sunday Night’s tornados. Disaster Area Declaration and what the means to my loan. ⦁ Cass ⦁ Cameron ⦁ Collin ⦁ Dallas ⦁ Ellis ⦁ Erath ⦁ Hunt ⦁ Kaufman ⦁ Lamar ⦁ Panola ⦁ Rains ⦁ Rockwall ⦁ Rusk ⦁ Tarrant ⦁ Van Zandt ⦁ Wood counties The declaration is attached, for any property in these counties whose appraisal was completed […]
Home renovation and remodeling projects can improve the quality of life for your family and guests for years to come. Some updates can also add significant value to your property when it comes time to sell. Not all changes you make to your home have to be for the benefit of a higher listing number, […]
Should you refinance your mortgage? Everyone is talking about refinancing right now because mortgage rates are near an all-time low. However, refinancing is not always a good idea. First of all, let’s look at what a refinance is. A mortgage refinance is a new mortgage that replaces your existing mortgage by paying it off. There […]
Richard Woodward
Branch Manager
NMLS #217454
Where we Lend
