Did you know that a decision made 25 years ago could cost you a fortune by retirement? I’m Richard Woodward, your guide to smart mortgage and retirement planning. Here’s a lesson worth over $550,000 that could change your financial future.

When I left my employer two and a half decades ago, I made the choice to liquidate my 401(k) – a sum of $74,000. Fast forward to today, and that decision cost me approximately $624,000, considering an 8.5% average rate of return. Don’t let this be your story.

Why Save Early?

For Millennials and Gen Z, the power of compounding interest in your retirement plans, like 401(k)s, cannot be overstated. An early start in saving is crucial. And if your employer offers a matching contribution, take it. It’s essentially free money for your future.

Need Financial Advice?

Navigating financial planning can be overwhelming. If you’re seeking advice, whether for retirement savings or understanding your mortgage options, I’m here to help. I can connect you with a great financial advisor who will listen to you, understand your needs, and explore your options with you.

From first-time homebuyers to those exploring reverse mortgages, my team and I offer expertise and competitive rates to support your journey. With hundreds of families served and over 330 5-star Google Reviews, I am confident I can help you make the right mortgage choices.

Call to Action:

Are you ready to secure your financial future and find your dream home? Let’s chat. Contact me, Richard Woodward, at (214) 945-1066 or submit this contact request. Your path to financial stability and homeownership awaits.

Richard Woodward NMLS 217454 Your Local, Direct, 5 Star Rated Mortgage Lender Voice/Text: (214) 945-1066 NEXA Mortgage NMLS# 1660690