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Understanding Mortgage Rate Locks: Costs and Benefits with The Richard Woodward Team
Navigating the complex waters of home financing can often feel daunting for many buyers, especially when it comes to understanding terms like ” mortgage rate locks.” A common question we encounter is, “Do you charge for a mortgage rate lock?” We’re here to not only answer that question but also to provide clarity on what…
Read MoreHard Credit Pull vs. Soft Credit Pull: Demystifying Credit Inquiries
Hard Credit Pull vs. Soft Credit Pull: Demystifying Credit Inquiries Recently, a client of mine looked at me with a hint of concern and asked, “Are you doing a hard credit check on me today?” It dawned on me that this is a question that many of you might have. So, today, let’s delve into…
Read MoreUnderstanding the Difference: Mortgage Interest Rate vs. Annual Percentage Rate APR
In the confusing world of home buying, two terms often surface when discussing mortgages: the mortgage interest rate and the annual percentage rate (APR). As you begin the home buying journey or consider refinancing, understanding these terms is important. Today, we’ll not only unravel their differences but also shine a light on what fees are included…
Read MoreWhat Will My Mortgage Interest Rate Be? The Insider’s Guide To Shopping For A Mortgage
So, you are shopping for a mortgage. Do you want the insider’s secret about what makes up the interest rate and how to shop for them? Watch the video for more details. When you’re preparing to buy a home or refinance your current mortgage, one of the most pressing questions on your mind is likely:…
Read More12 Mortgage Red Flags That Could Cause Your Mortgage To Be Declined
Mortgage Red Flags: Property Issues that Could Derail Home Financing Whether you are buying a home for the first time or investing in a rental home, there is a huge chance that you will need a mortgage to finance that property. Most people who buy real estate don’t do it with their own money because…
Read MoreQuestions to Ask Your Loan Officer: Do I Qualify for Any Down Payment Assistance Programs?
Hey there homebuyers! If you’re a young homebuyer under 35, you’re likely facing a mix of excitement and uncertainty about entering the world of home ownership and real estate. One of the biggest challenges can be coming up with the down payment – that initial chunk of change needed to secure your dream home. But…
Read MoreHow Much Down Payment Will You Need as a Home Buyer For Your Mortgage?
Hello Homebuyers, this is Richard Woodward from The Richard Woodward Team at Nexa Mortgage, your friendly and authoritative guide in the vast world of real estate. One of the most common questions we get from prospective homebuyers is: “How much down payment will I need?” We’re here to demystify this topic and give you the…
Read MoreWhich Mortgage is Best for Me? Unraveling the Homebuyer Puzzle with The Richard Woodward Team
Hello, homebuyers! It’s Richard Woodward from The Richard Woodward Team at NEXA Mortgage here. If you’re here, you’re likely wondering, “Which type of mortgage is best for me?” You’re not alone, and we’re here to help! Before we delve deep into the world of mortgages, have you considered signing up for our exclusive Purchase Assistant…
Read MoreThe Real Estate Shortcut: Buy a Home Now, Avoid Selling Your Home First – Click for Secrets!
Hey there, Dallas homeowners! Are you ready to take your real estate game to the next level? Imagine buying your dream home without the hassle of selling your current one first. Sound too good to be true? Well, prepare to be amazed because today we’re revealing the secret to making this real estate shortcut a…
Read MoreDivorce and Mortgage: Sell or Stay? Make the Right Choice for Your Future
Hey there! Are you currently grappling with the difficult decision of whether to sell or keep your home during a divorce? I understand how overwhelming this choice can be. As a licensed lender and experienced divorce lender professional, I’ve guided numerous individuals through the complexities of divorce and mortgage decisions. In this article, I’ll help…
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