Richard Woodward | (214) 945-1066

Divorce and Mortgage: 10 Expert Tips to Keep Your Home and Your Sanity

Divorce is a challenging time that brings significant changes to one’s life, and it’s crucial to approach it with careful consideration, especially when it comes to financial matters. At The Richard Woodward Team Nexa Mortgage, we understand the complexities of divorce and the impact it can have on your financial well-being. That’s why we emphasize…

Hey there! Are you currently going through a divorce and feeling overwhelmed by the thought of what might happen to your mortgage? Don’t worry, you’re not alone. As an experienced divorce lender professional, I’ve helped countless individuals navigate the complexities of divorce and mortgage. In this article, I’ll reveal some essential secrets to help you…

Why A Mortgage Broker Is the Way to Go for Millennials Hey there millennials! So, you’ve decided to take the exciting leap into homeownership. Congrats! But hold on a second, because before you start envisioning your dream home, let’s talk about the most important part of the process: getting a mortgage. Trust me, it’s not…

Unveiling the Secret to Wealth: How Real Estate Investments Can Make You a Fortune

Over the past 15 months, both consumers and businesses have had to adapt to the ever-increasing interest rates brought about by the Federal Reserve Board’s 11 consecutive rate hikes since March 2022. However, with the recent decision by the Federal Reserve Open Markets Committee (FOMC) to hold rates steady, it seems that the era of…

Unlock Financial Freedom with a Reverse Mortgage: Empowering Seniors Over 62

Are you a homeowner over the age of 62, facing financial challenges despite the valuable asset of your home? Meet Carol, a retired individual who recently experienced the loss of her spouse. Her income decreased, while her expenses remained unchanged. Luckily, Carol discovered a powerful financial tool tailored specifically for individuals in her situation: the…

Mortgage Rate Protection Plan | Buy Now Refinance Later

Mortgage Rate Protection Plan We get it. We know today’s housing market can be unpredictable. With our new Rate Protection Plan*, you can buy with confidence that you’ll end up with the best possible rate! Purchase your new home today and if rates drop within 36 months of your closing, we’ll lower your rate with…

Why Financial Planners are Raving About Reverse Mortgages for Retirement

Reverse mortgages are gaining popularity among seniors as a way to supplement retirement income. Traditionally viewed as a last resort for cash-strapped retirees, reverse mortgages are now being recommended by financial planners as part of a strategic retirement planning strategy. In this blog post, we will explore why financial planners are recommending reverse mortgages and…

Here are five reasons to buy your home now

Stop Throwing Money Away on Rent and Start Building Equity with Our First-Time Homebuyer Mortgage Programs As a first-time homebuyer in the Dallas area, getting a mortgage can solve a number of problems you may face as a renter when looking to purchase your dream home. With the help of a mortgage broker, you can…

Mortgage Rates for the week ending March 31st, 2023 increased slightly even though inflation appears to be slowing down and jobless claims are increasing. I think It may have to do with the mortgage bond liquidity. Currently, there are a lot of mortgage bonds on the market and fewer buyers as people return to the…

How does a first time home buyer loan work

Tips for First-Time Home Buyers Buying your first home is a big decision, but it’s also an exciting one. It’s a chance to put down roots, build equity, and create a space that’s uniquely yours. But before you start shopping for your dream home, there are a few things you need to do to make…