(214) 945-1066

Weekly Rate Update

Get A Second Opinion on a Mortgage Rate

Second Opinion Could Save You Money!

Getting A Second Opinion on a Mortgage Rate A second opinion can prove to be very valuable. You should always seek out another opinion after a doctor gives you a shocking diagnosis. This applies to car repairs or air conditioning systems too. Second opinions are common in many industries and situations. Why wouldn’t you apply the same logic…

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2022 The Rules have changed in the mortgage business

2022- the Rules have changed in the mortgage business

The Mortgage Business has Changed in 2022 The mortgage business is changing in 2022 in a number of different ways. We are going to look at what is coming in 2022 for the mortgage business and the Real Estate business. Forecasting is not easy these days, especially when it comes to economics. For example, many…

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No MI With Just 10% Down On Your Next Mortgage

10 Down is the new 20 down

No mortgage insurance for you! No MI with just 10% down on your next mortgage is available now for well-qualified homebuyers.  The Richard Woodward Team is here to make mortgages easier – and less expensive.  Get the best program custom-designed for your needs, low rates and cost. What Is Mortgage Insurance And How Does It…

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Why NOT to Buy a Home Directly With the Listing Realtor

Why NOT to Buy a Home Directly With the Listing Realtor

Why not to buy a home directly with the listing Realtor explained. As a mortgage professional I get this question asked of me all the time. A homebuyer will come to me for preapproval and then will start the home shopping process. When I ask if they are being represented by a Realtor, they may…

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How NOT to be Taken Advantage of By New Home Builders

How NOT to be Taken advantage of By New Home Builders

New home builders can oftentimes take advantage of home buyers. We will discuss this in our video. Jillian and I are 20+ year veterans in the Real Estate and Mortgage business. We continue to grow our list of clients with superior education and processes.  Stay tuned for our series to help home buyers with the…

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Fannie Mae and Freddie Mac are charging you more to refinance

Fannie Mae and Freddie Mac are charging you more to refinance

Fannie Mae and Freddie Mac both dropped a bombshell yesterday. The FHFA, Fannie and Freddie’s regulator, is imposing a new 0.5% of the loan amount fee to all refinances effective September 1st. Almost all lenders will start collecting this new higher rate immediately because it will take until after September 1st to deliver the loan…

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Could it be Time to Sell Your Dallas Home?

Could it be Time to Sell Your Dallas Home?

You were just about to pull the trigger on selling your Dallas home. Maybe you had picked out the realtor you wanted to work with. Maybe you had started shopping around for your next home. Maybe you had already started the packing process. And then the coronavirus pandemic struck and being in quarantine put all…

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Disaster Area Declaration and what the means to my loan

Disaster Declaration October 21 2019_002

The Governor has declared the counties below as disaster areas after Sunday Night’s tornados. Disaster Area Declaration and what the means to my loan. ⦁ Cass  ⦁ Cameron ⦁ Collin ⦁ Dallas ⦁ Ellis ⦁ Erath ⦁ Hunt ⦁ Kaufman ⦁ Lamar ⦁ Panola ⦁ Rains ⦁ Rockwall ⦁ Rusk ⦁ Tarrant ⦁ Van Zandt ⦁ Wood counties The declaration is attached, for any property in these counties whose appraisal was completed…

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Contact Us

Nexa Mortgage - Richard Woodward
7820 Hague Ct
Plano, TX 75025
Phone: (214) 945-1066

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Licensing

Richard Woodward
Branch Manager
NMLS #217454
Company Licensing
Company State License#
AZMB - 0944059
NMLS# 1660690

Equal Housing Lender