Are you 62 or older and wondering if a reverse mortgage is the right move for your retirement strategy?

You’re not alone — and I’ve got just the thing to help you make an informed, pressure-free decision.

I’m Richard Woodward, a Certified Reverse Mortgage Specialist and local branch manager right here in Texas. With over 23 years of experience helping folks unlock their home’s equity to live better in retirement, I’ve created a comprehensive, easy-to-understand Reverse Mortgage Starter Kit — and I’m giving it away for free.

What’s Inside the Starter Kit?

This downloadable guide cuts through the jargon and explains everything you need to know about reverse mortgages in plain English:

• What exactly is a reverse mortgage and how does it work?
• Who qualifies, and what are HUD’s 2025 rules and residual income requirements?
• How much money you could get — and how to use it smartly
• The real pros and cons (no sugar-coating here)
• Your repayment and foreclosure protections
• Common myths debunked — including, “Will the bank own my home?” (Spoiler: No, it won’t!)

You’ll also get detailed examples, strategies retirees are using today, and a checklist to see if a reverse mortgage might be a fit for your lifestyle.

Why Did I Create This Kit?

Because I’ve seen too many people miss out on real retirement solutions — simply because they didn’t have the facts.

Reverse mortgages have evolved. Today’s FHA-insured Home Equity Conversion Mortgages (HECMs) offer more safeguards, lower risk, and a smarter way to access cash without monthly mortgage payments.

Whether you’re planning to age in place, protect your retirement portfolio, or buy a new home using a reverse mortgage for purchase, this guide will walk you through every step.

Download Your Free Reverse Mortgage Starter Kit Now

Click the link below to get immediate access to your PDF kit:
Download the Free Reverse Mortgage Starter Kit

And if you’d like a customized proposal showing exactly how much you qualify for, I’m happy to prepare one for you — just give me a call.

Let’s Connect.

Use this form to request your free starter kit and to ask questions.

Richard Woodward
Certified Reverse Mortgage Specialist
(214) 945-1066

Compliance Note:

This information is intended for educational purposes only and not as financial or legal advice. All applicants must complete a HUD-approved counseling session before applying for a reverse mortgage.

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