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Free Reverse Mortgage Starter Kit: Everything You Need to Know to Decide with Confidence
Are you 62 or older and wondering if a reverse mortgage is the right move for your retirement strategy? You’re not alone — and I’ve got just the thing to help you make an informed, pressure-free decision. I’m Richard Woodward, a Certified Reverse Mortgage Specialist and local branch manager right here in Texas. With over…
Read MoreHow Much House Can I Afford? Let’s Do the Real Math Together
One of the biggest questions I get from homebuyers (especially first-timers) is: “How much house can I actually afford?” It’s a great question — and the good news is, we can figure that out pretty quickly once we break it down. Don’t worry, you don’t need to be a math whiz. I’ll walk you through…
Read MoreWill a Recession Hurt the DFW Housing Market? Let’s Talk Facts, Not Fear
With recent headlines focused on rising tariffs, inflation concerns, and slowing consumer confidence, the possibility of a recession is once again entering the national conversation. While a downturn is by no means guaranteed, the odds of a recession occurring this year have increased significantly. As usual, some media outlets are quick to speculate—and not always…
Read More25 Questions to Ask When Buying a House in Dallas/Fort Worth
Buying a Dallas or Fort Worth area, or any home is one of the biggest decisions you’ll ever make. It’s exciting but can feel overwhelming with all the details to consider. To help you make an informed decision, here’s a list of 25 Questions to Ask When Buying a Home. Let’s dive in! 1. What’s…
Read MoreBuy Before You Sell: Move into your dream home before you sell your current one!
Buy Before You Sell with The Richard Woodward Team Move into your dream home before you sell your current one! This innovative program from The Richard Woodward Team allows you to unlock equity from your existing home and remove the home sale contingency from contracts and mortgage approvals. This means you can move into your…
Read More12 Mortgage Red Flags That Could Cause Your Mortgage To Be Declined
Mortgage Red Flags: Property Issues that Could Derail Home Financing Whether you are buying a home for the first time or investing in a rental home, there is a huge chance that you will need a mortgage to finance that property. Most people who buy real estate don’t do it with their own money because…
Read MoreWhich Mortgage is Best for Me? Unraveling the Homebuyer Puzzle with The Richard Woodward Team
Hello, homebuyers! It’s Richard Woodward from The Richard Woodward Team at NEXA Mortgage here. If you’re here, you’re likely wondering, “Which type of mortgage is best for me?” You’re not alone, and we’re here to help! Before we delve deep into the world of mortgages, have you considered signing up for our exclusive Purchase Assistant…
Read MoreHow to get the seller to subsidize and lower your mortgage payment
If you are shopping for a home, you may have noticed interest rates have changed a bit. Are you concerned about the current interest rates and how to lower your monthly mortgage payment? Yes, interest rates are higher now than they have been in the last couple of years, but it’s still a great time…
Read More2022 The Rules have changed in the mortgage business
The Mortgage Business has Changed in 2022 The mortgage business is changing in 2022 in a number of different ways. We are going to look at what is coming in 2022 for the mortgage business and the Real Estate business. Forecasting is not easy these days, especially when it comes to economics. For example, many…
Read MoreHow does one spouse buy out the other in a divorce?
Divorce and how to buy out or split the equity in the marital home. One spouse can buy the other spouse from the house they owned before marriage when the divorce decree states who will keep the house and how much equity will be divided. In other words, the existing spouse gives an offer to…
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