Search results for: certified approved
Free Reverse Mortgage Starter Kit: Everything You Need to Know to Decide with Confidence
Are you 62 or older and wondering if a reverse mortgage is the right move for your retirement strategy? You’re not alone — and I’ve got just the thing to help you make an informed, pressure-free decision. I’m Richard Woodward, a Certified Reverse Mortgage Specialist and local branch manager right here in Texas. With over…
Read MoreDivorce and Mortgage: 10 Expert Tips to Keep Your Home and Your Sanity
Divorce is a challenging time that brings significant changes to one’s life, and it’s crucial to approach it with careful consideration, especially when it comes to financial matters. At The Richard Woodward Team Nexa Mortgage, we understand the complexities of divorce and the impact it can have on your financial well-being. That’s why we emphasize…
Read MoreReverse Mortgages Are No Longer Just for Struggling Homeowners
Expert Report that Reverse Mortgages Are No Longer Just for Struggling Homeowners You can turn your home equity into cash to pay off bills or preserve other savings or investments. They are complicated and not for everyone. Janice Keese decided not to make any major decisions after her husband’s sudden death in 2016. Janice Keese waited two…
Read MoreReverse Mortgage
Reverse Mortgages This article will provide information about reverse mortgages from a Certified Reverse Mortgage Specialist, Richard Woodward. It will include what you need to do to qualify, when you must repay the loan, and what could trigger a foreclosure. What is a reverse loan? Reverse mortgages allow older homeowners, 55 and older in some…
Read MoreHow Can An Owelty Lien Ease Your Divorce?
How Can An Owelty Lien Ease Your Divorce? By Elisa Reiter If you start with a definition from the dictionary, you may walk away without realizing what a wonderful device an owelty lien can be. Definition of OWELTY • Law Dictionary • TheLaw.com. Don’t walk away! Let’s say you and your partner are dissolving your…
Read MoreNegotiating a Home Equity Buyout When Getting a Divorce
Negotiating a Home Equity Buyout When Getting a Divorce The best way for divorcing couples to deal with their marital home is to “buyout” the interest of the other. Other options include selling the home, or continuing to co-own the home. The parent with custody often buys out the other parent to ensure that the children are…
Read MoreQuestions to ask before you hire a divorce attorney
You need the right legal representation to help you resolve a family matter or planning for a divorce. You also want to make sure that the family lawyer or divorce attorney you choose has the experience and knowledge necessary to handle cases similar to yours. It is important that you take the time to meet with potential…
Read MoreReverse Mortgage Myths |Part 2 The Truth About Reverse Mortgage
Reverse mortgage myths part two. The truth about reverse mortgages is that most people just don’t understand them. I work with loan officers and Realtors every day, and the vast majority of them have no idea of how a reverse mortgage actually works. I am a certified reverse mortgage specialist and I have been doing…
Read MoreVA Home Loan
What is a VA loan? VA loans are a $0 down mortgage option that is available to veterans, service members and selected military spouses. Private lenders such as banks or mortgage companies can issue VA loans and are guaranteed by the U.S. Department of Veterans Affairs. In 1944, the United States government created the VA home…
Read More
