Posts Tagged ‘buying a home’
Do You Charge An Origination Fee? What You Need To Know About an Origination Fee

Navigating the landscape of mortgage costs can be complex but understanding what you’re paying for—and why—can make a significant difference in your home buying experience. A common question I am asked is, “Do you have an origination fee?” Let’s break down what this fee is, what it includes, and the differences between a bank’s and…
Read More12 Mortgage Red Flags That Could Cause Your Mortgage To Be Declined

Mortgage Red Flags: Property Issues that Could Derail Home Financing Whether you are buying a home for the first time or investing in a rental home, there is a huge chance that you will need a mortgage to finance that property. Most people who buy real estate don’t do it with their own money because…
Read MoreThe Real Estate Shortcut: Buy a Home Now, Avoid Selling Your Home First – Click for Secrets!

Hey there, Dallas homeowners! Are you ready to take your real estate game to the next level? Imagine buying your dream home without the hassle of selling your current one first. Sound too good to be true? Well, prepare to be amazed because today we’re revealing the secret to making this real estate shortcut a…
Read MoreStop Throwing Money Away on Rent and Start Building Equity with Our First-Time Homebuyer Mortgage Program

Stop Throwing Money Away on Rent and Start Building Equity with Our First-Time Homebuyer Mortgage Programs As a first-time homebuyer in the Dallas area, getting a mortgage can solve a number of problems you may face as a renter when looking to purchase your dream home. With the help of a mortgage broker, you can…
Read MoreHow to get the seller to subsidize and lower your mortgage payment

If you are shopping for a home, you may have noticed interest rates have changed a bit. Are you concerned about the current interest rates and how to lower your monthly mortgage payment? Yes, interest rates are higher now than they have been in the last couple of years, but it’s still a great time…
Read MoreWhat is a 3-2-1 Temporary mortgage rate buydown?

DON’T LET TODAY’S INTEREST RATES KEEP YOU FROM BUYING A HOME We’re expanding our Temporary Mortgage Rate Buydowns to help you receive even bigger savings of up to 3% off your initial rate. Choose from 3-2-1, 2-1, 1-1 and 1-0 buydowns, available immediately! They’re available for conventional, FHA and VA borrowers who need a lower…
Read MoreTexas First-Time Homebuyer and Down Payment Assistance Programs

Texas First-Time Homebuyer and Down Payment Assistance Programs Texas is home to everything. Unfortunately, this statement may not be true for your savings account. Perhaps you believed you didn’t have enough money to pay a down payment on your Texas first home when you last checked your savings account. Rethink that. We got you covered. Down payment…
Read MoreHow To Buy A Home Before You Sell Your Current Home

The Modern Way to Buy A Home Before Selling Your Current Home The Richard Woodward Team makes home buying stress-free. Never miss out on a great home because you haven’t sold your current one. The Modern Bridge Loan Program we offer puts you in a much better buying position. Until now, you had to sell your…
Read MoreHow to get your offer accepted as a cash buyer and still finance.

How to get your offer accepted as a cash buyer and still finance. Are you a home buyer or Realtor making offers on homes only to be beat out by cash buyers? I know it is frustrating. You are a perfectly good buyer with a strong pre-approval for financing. But in today’s market, sellers think…
Read MoreShould I wait to buy my Dallas home? What is the cost of waiting to buy my Dallas home?

If you’re considering buying a Dallas home in the near future, I have some important information for you. You may be tempted to wait because you are listening to Uncle Joe and he tells you we are in a bubble and the home prices will come down. But what you don’t know is that waiting could…
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