Posts Tagged ‘credit’
Dallas Homebuyers: New Credit Score Rule Could Open Doors to More Affordable Mortgages
If you’re dreaming of owning a home in the Dallas-Fort Worth area but worried your credit profile isn’t perfect, there’s good news. A major change from the Federal Housing Finance Agency (FHFA) could make it easier for more Texans to qualify for a mortgage. In July 2025, the FHFA confirmed that lenders can now use…
Read MoreHard Credit Pull vs. Soft Credit Pull: Demystifying Credit Inquiries
Hard Credit Pull vs. Soft Credit Pull: Demystifying Credit Inquiries Recently, a client of mine looked at me with a hint of concern and asked, “Are you doing a hard credit check on me today?” It dawned on me that this is a question that many of you might have. So, today, let’s delve into…
Read MoreEquifax Settlement Claim Instructions
Equifax, one of the 3 main bureaus, located in Atlanta is going to pay up to $700 million in the largest-ever data breach settlement that happened in 2017. The breach exposed the personal information of 147 million people. Here are the Equifax Settlement Claim Instructions. Here’s some articles that detail the leak and settlement: https://www.cnn.com/2019/07/25/us/equifax-700-million-settlement-data-breach-trnd/index.html https://www.nytimes.com/2019/07/22/business/equifax-settlement.html…
Read MoreThe Dos and Don’ts of Credit Advice
Great credit is a wonderful thing to have. Here are the Dos and Don’ts of credit advice. If healthy credit is something that you’re serious about, you’ve probably been searching for information or talking to friends and family. It’s important to pay attention to where you’re getting your information from. People tend to gather information…
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