Posts Tagged ‘mortgage’
Mortgage Market Update 3.17.23 for Dallas Texas
Mortgage Market Update for Dallas Texas March 17, 2023. Mortgage rates declined this week by roughly 0.375% due to news from the banking sector. Several of my 190+ lenders that I shop my clients mortgages with this week lowered rates. Some are more cautious than other, waiting to see if the volatility will subside before…
Read MoreHow to get the seller to subsidize and lower your mortgage payment
If you are shopping for a home, you may have noticed interest rates have changed a bit. Are you concerned about the current interest rates and how to lower your monthly mortgage payment? Yes, interest rates are higher now than they have been in the last couple of years, but it’s still a great time…
Read MoreWhat is a 3-2-1 Temporary mortgage rate buydown?
DON’T LET TODAY’S INTEREST RATES KEEP YOU FROM BUYING A HOME We’re expanding our Temporary Mortgage Rate Buydowns to help you receive even bigger savings of up to 3% off your initial rate. Choose from 3-2-1, 2-1, 1-1 and 1-0 buydowns, available immediately! They’re available for conventional, FHA and VA borrowers who need a lower…
Read MoreMortgage Rates Jump to Over 6%! Is It Time To Panic?
Mortgage Rates Jump to Over 6%! Is It Time To Panic? Mortgage Rates have increased to 6.33% for conventional loans for a national average as of September 16th, 2022 but historically that is not too bad. FHA, VA, and USDA mortgage rates are near 5.75% nationally. This is the highest mortgage rates have been since…
Read MoreTexas First-Time Homebuyer and Down Payment Assistance Programs
Texas First-Time Homebuyer and Down Payment Assistance Programs Texas is home to everything. Unfortunately, this statement may not be true for your savings account. Perhaps you believed you didn’t have enough money to pay a down payment on your Texas first home when you last checked your savings account. Rethink that. We got you covered. Down payment…
Read MoreHow Can An Owelty Lien Ease Your Divorce?
How Can An Owelty Lien Ease Your Divorce? By Elisa Reiter If you start with a definition from the dictionary, you may walk away without realizing what a wonderful device an owelty lien can be. Definition of OWELTY • Law Dictionary • TheLaw.com. Don’t walk away! Let’s say you and your partner are dissolving your…
Read MoreGet Your Offer Accepted In a Seller’s Market 10 Proven Ways
Ten Ways to Get Your Offer Accepted in a Seller’s Market Now is the time to make an offer on your dream home. You’ve found the perfect house for your family and are willing to pay the asking prices. You think it’s a certain thing. But not so fast A seller’s market is a market that has more buyers than…
Read MoreHow to get your offer accepted as a cash buyer and still finance.
How to get your offer accepted as a cash buyer and still finance. Are you a home buyer or Realtor making offers on homes only to be beat out by cash buyers? I know it is frustrating. You are a perfectly good buyer with a strong pre-approval for financing. But in today’s market, sellers think…
Read More2022 The Rules have changed in the mortgage business
The Mortgage Business has Changed in 2022 The mortgage business is changing in 2022 in a number of different ways. We are going to look at what is coming in 2022 for the mortgage business and the Real Estate business. Forecasting is not easy these days, especially when it comes to economics. For example, many…
Read MoreNo MI With Just 10% Down On Your Next Mortgage
No mortgage insurance for you! No MI with just 10% down on your next mortgage is available now for well-qualified homebuyers. The Richard Woodward Team is here to make mortgages easier – and less expensive. Get the best program custom-designed for your needs, low rates and cost. What Is Mortgage Insurance And How Does It…
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