Loan Programs and Information
Do You Charge An Origination Fee? What You Need To Know About an Origination Fee
Navigating the landscape of mortgage costs can be complex but understanding what you’re paying for—and why—can make a significant difference in your home buying experience. A common question I am asked is, “Do you have an origination fee?” Let’s break down what this fee is, what it includes, and the differences between a bank’s and…
Read MoreWhat Will My Monthly Mortgage Payment Be?
What Will My Monthly Mortgage Payment Be? If you are thinking of buying a home, one of the most important questions you need to answer is: what will my monthly mortgage payment be? Your mortgage payment is the amount of money you pay each month to your lender to repay the loan you used to…
Read MoreNavigating the Waters of PMI and Mortgage Insurance: What You Need to Know
Will you have to pay Mortgage insurance? The answer is a qualified – Maybe. Today, we’re diving into a topic that often buzzes around the realm of home financing but might seem a tad complex to many: mortgage insurance, often referred to as private mortgage insurance (PMI) in the case of conventional loans. At The…
Read MoreHard Credit Pull vs. Soft Credit Pull: Demystifying Credit Inquiries
Hard Credit Pull vs. Soft Credit Pull: Demystifying Credit Inquiries Recently, a client of mine looked at me with a hint of concern and asked, “Are you doing a hard credit check on me today?” It dawned on me that this is a question that many of you might have. So, today, let’s delve into…
Read MoreWhat Will My Mortgage Interest Rate Be? The Insider’s Guide To Shopping For A Mortgage
So, you are shopping for a mortgage. Do you want the insider’s secret about what makes up the interest rate and how to shop for them? Watch the video for more details. When you’re preparing to buy a home or refinance your current mortgage, one of the most pressing questions on your mind is likely:…
Read More12 Mortgage Red Flags That Could Cause Your Mortgage To Be Declined
Mortgage Red Flags: Property Issues that Could Derail Home Financing Whether you are buying a home for the first time or investing in a rental home, there is a huge chance that you will need a mortgage to finance that property. Most people who buy real estate don’t do it with their own money because…
Read MoreQuestions to Ask Your Loan Officer: Do I Qualify for Any Down Payment Assistance Programs?
Hey there homebuyers! If you’re a young homebuyer under 35, you’re likely facing a mix of excitement and uncertainty about entering the world of home ownership and real estate. One of the biggest challenges can be coming up with the down payment – that initial chunk of change needed to secure your dream home. But…
Read MoreHow Much Down Payment Will You Need as a Home Buyer For Your Mortgage?
Hello Homebuyers, this is Richard Woodward from The Richard Woodward Team at Nexa Mortgage, your friendly and authoritative guide in the vast world of real estate. One of the most common questions we get from prospective homebuyers is: “How much down payment will I need?” We’re here to demystify this topic and give you the…
Read MoreThe Real Estate Shortcut: Buy a Home Now, Avoid Selling Your Home First – Click for Secrets!
Hey there, Dallas homeowners! Are you ready to take your real estate game to the next level? Imagine buying your dream home without the hassle of selling your current one first. Sound too good to be true? Well, prepare to be amazed because today we’re revealing the secret to making this real estate shortcut a…
Read MoreMortgage Rate Protection Plan | Buy Now Refinance Later
Mortgage Rate Protection Plan We get it. We know today’s housing market can be unpredictable. With our new Rate Protection Plan*, you can buy with confidence that you’ll end up with the best possible rate! Purchase your new home today and if rates drop within 36 months of your closing, we’ll lower your rate with…
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