Loan Programs and Information
Why Financial Planners are Raving About Reverse Mortgages for Retirement
Reverse mortgages are gaining popularity among seniors as a way to supplement retirement income. Traditionally viewed as a last resort for cash-strapped retirees, reverse mortgages are now being recommended by financial planners as part of a strategic retirement planning strategy. In this blog post, we will explore why financial planners are recommending reverse mortgages and…
Read MoreStop Throwing Money Away on Rent and Start Building Equity with Our First-Time Homebuyer Mortgage Program
Stop Throwing Money Away on Rent and Start Building Equity with Our First-Time Homebuyer Mortgage Programs As a first-time homebuyer in the Dallas area, getting a mortgage can solve a number of problems you may face as a renter when looking to purchase your dream home. With the help of a mortgage broker, you can…
Read MoreTips for First-Time Home Buyers
Tips for First-Time Home Buyers Buying your first home is a big decision, but it’s also an exciting one. It’s a chance to put down roots, build equity, and create a space that’s uniquely yours. But before you start shopping for your dream home, there are a few things you need to do to make…
Read MoreDivorce Equity Buy Out Is better with an Owelty Lien
Divorce Equity Buy Out Is better with an Owelty Lien and up to 95% of the home’s value. The decision of which spouse will keep the marital house is an important one in many divorce situations. In some cases, the spouses agree to sell their home and split the equity. Other cases see one spouse keeping the…
Read MoreHow to get the seller to subsidize and lower your mortgage payment
If you are shopping for a home, you may have noticed interest rates have changed a bit. Are you concerned about the current interest rates and how to lower your monthly mortgage payment? Yes, interest rates are higher now than they have been in the last couple of years, but it’s still a great time…
Read MoreWhat is a 3-2-1 Temporary mortgage rate buydown?
DON’T LET TODAY’S INTEREST RATES KEEP YOU FROM BUYING A HOME We’re expanding our Temporary Mortgage Rate Buydowns to help you receive even bigger savings of up to 3% off your initial rate. Choose from 3-2-1, 2-1, 1-1 and 1-0 buydowns, available immediately! They’re available for conventional, FHA and VA borrowers who need a lower…
Read MoreGood News For First Time Home Buyers
Great news for first-time home buyers. Lower mortgage rates are coming from Fannie Mae and Freddie Mac. In a meeting at the mortgage banker’s conference, the Federal Housing Financing Agency director Sandra Thompson announced that Fannie Mae and Freddie Mac would both be reducing their loan level pricing adjustments for Home Possible and HomeReady mortgages. What…
Read MoreTexas First-Time Homebuyer and Down Payment Assistance Programs
Texas First-Time Homebuyer and Down Payment Assistance Programs Texas is home to everything. Unfortunately, this statement may not be true for your savings account. Perhaps you believed you didn’t have enough money to pay a down payment on your Texas first home when you last checked your savings account. Rethink that. We got you covered. Down payment…
Read MoreReverse Mortgage
Reverse Mortgages This article will provide information about reverse mortgages from a Certified Reverse Mortgage Specialist, Richard Woodward. It will include what you need to do to qualify, when you must repay the loan, and what could trigger a foreclosure. What is a reverse loan? Reverse mortgages allow older homeowners, 55 and older in some…
Read MoreHow Can An Owelty Lien Ease Your Divorce?
How Can An Owelty Lien Ease Your Divorce? By Elisa Reiter If you start with a definition from the dictionary, you may walk away without realizing what a wonderful device an owelty lien can be. Definition of OWELTY • Law Dictionary • TheLaw.com. Don’t walk away! Let’s say you and your partner are dissolving your…
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