10 Down is the new 20 down

No mortgage insurance for you! No MI with just 10% down on your next mortgage is available now for well-qualified homebuyers.  The Richard Woodward Team is here to make mortgages easier – and less expensive.  Get the best program custom-designed for your needs, low rates and cost. What Is Mortgage Insurance And How Does It…

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Introducing mortgage rate lock and shop program

Introducing our Mortgage Rate Lock & Shop Program. Traditionally, home buyers are unable to lock in an interest rate until they have found a home and executed a purchase contract. Most mortgage lenders will not allow you to lock in the interest rate until they receive an executed purchase contract. That’s normally okay in a…

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Certificate-Approved-Homebuyer-Nexa-Mortgage

So you received your mortgage approval, so what does that mean?  How much can you really buy?  What if the amount you need is different than the approval amount?  The Richard Woodward Mortgage Team is here to help explain in more detail what the mortgage approval means. I often get asked these questions after the…

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Google Local Service Ads

Google My Business and Google Local Services Advertisement Training. If you’re like most Realtors you’re trying to figure out how to generate more qualified buyer and seller leads without ???? cold-calling or???? door-knocking to do it! ???????? The good news is, thanks to Zillow becoming a brokerage and Google has decided to offer a brand…

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Certificate-Approved-Homebuyer-Nexa-Mortgage

Become a Certified Approved Homebuyer! Have you noticed that the housing market is super competitive?  Are you having trouble getting our offer accepted? As you shop for your dream home, there is one thing that can put you at an advantage with the seller. We provide that with the expertise and technics that have proven…

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Mortgage Rate Drop Announcement

Refinance rates drop as Fannie Mae removes adverse market fee. Refinance rates drop as #fanniemae and #freddiemac drop the adverse marketing fee.  This will enable more of the 12 million home owners that have not already refinanced take advantage of these new lower rates. Tumbling mortgage rates just went even lower following news that an…

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RefiNow™ Explained! Lower Your Mortgage Payment

RefiNow ™.  A new way to refinance your home loan.  It’s Easy! RefiNow™ is an affordable refinance option for homeowners who are interested in reducing their monthly housing costs by taking advantage of today’s low-interest rates. Available to borrowers at or below 80% of the area median income with debt-to-income ratios up to 65%, RefiNow…

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8 Things to Know About Selling Your House Before or After Divorce

8 Things to Know About Selling Your House Before or After Divorce There are many things to consider and decisions to make when going through a divorce process. One of them is figuring out what to do about the house. In some cases, one of the partners keeps the house; however, this can become an…

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What is a Bridge Loan

Bridge Loans | How to Buy Your Next Home Using a Bridge Loan without selling first. A bridge loan is often used in real estate transactions to provide cash flow during a transitional period, such as while moving from your current residence into your new home. Homeowners can use these short-term loans, which can help…

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