blog Archives | Page 15 of 28 | The Richard Woodward Team Nexa Mortgage

Helpful Hints for First-time Home Buyers _ Part 1 (1)

Part 1:Getting your Finances in Order By: Shawna Sanders First-time home buyers are entering the market in droves. Buying your first home can be a stressful undertaking. There are so many steps, so many different loan programs, so many requirements…where do you even begin? Right here. In the next few posts, we’re going to cover all…

Could it be Time to Sell Your Dallas Home?

You were just about to pull the trigger on selling your Dallas home. Maybe you had picked out the realtor you wanted to work with. Maybe you had started shopping around for your next home. Maybe you had already started the packing process. And then the coronavirus pandemic struck and being in quarantine put all…

What Does a Property Management Company Do? You may have noticed that along with property investment, property owners are handing the reins of managing their property to property management companies. This usually happens when the owner lives far from his rental unit. He may also have several rental properties to manage due to a growing…

No offering Express Funding of your home loan No more waiting for keys.

We are proud to Introducing Express Mortgage Funding. This is just one more way Service First Mortgage puts home buyers first. We want your closing day to be as happy and stress free as possible. New home memories should not have to wait. With Express Funding, home buyers will be able to know their loan…

Are you looking to invest in a rental property? Rental property ownership can provide passive income and long-term growth of your wealth. Becoming a property investor has gotten easier as there is a lot of valuable information online you can use to build your portfolio. Like any other investment, rental property purchases require time and…

FHA Home Loan for 580 and higher credit scores

An FHA Home Loan is one of the best home loans for first time home buyers and those with less than perfect credit. With an FHA Home Loan, buyers can purchase homes with as little as 3.5% down. This makes the FHA home loan program ideal for many people. At Service First Mortgage we have…

$2T Stimulus… How does that affect my mortgage_

You may have heard on the news about the $2Trillion dollar stimulus package recently announced. You may also be asking how that will affect my mortgage. Well as a mortgage lender with over 22 years of experience I can honestly say the current environment has hit the financial industry with a perfect storm. Several weeks…

The Fed cut interest rates to zero. What does that mean to me?

Mortgage rates are NOT zero. Interbanking offering rates are near zero. Today the fed cut interest rates to zero. What does that mean to you? The fed funds are not the same things as mortgage rates, the two are somewhat associated with one another but are not directly tied to one another. Mortgage rates are…

A paycheck in retirement can solve many problems. When it comes to getting ready for retirement, one word is paramount; save, save and save. And once you stop working, the last thing you want to do is to ‘spend.’ Now let’s say you diligently worked for 37 years in active service saving and building your…

I love helping veterans save money with a low-cost VA refinance. A VA streamlined version is called an IRRL which stands for interest rate reduction loan. VA refinance IRRL loans are super easy as they do not require income verification or an appraisal. All the closing costs can be included in the new loan so…