buying a home

Are you thinking of buying a home in Texas? If so, you’re making a great decision. Not only is Texas an incredible state to live in, you’re becoming one of many people making the decision to move to Texas. From cities such as Dallas, Austin, and San Antonio, there are a variety of cities with…

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Helpful Hints for First-time Home Buyers Part 2

Preparing for the Hunt By Shawna Sanders In Part 1 of our Helpful Hints for First-Time Home Buyer series we covered the steps to getting your finances in order to prepare for the home buying process. But you’re not quite ready to begin the house hunt just yet. First, you’re going to need to find…

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Helpful Hints for First-time Home Buyers _ Part 1 (1)

Part 1:Getting your Finances in Order  By: Shawna Sanders First-time home buyers are entering the market in droves. Buying your first home can be a stressful undertaking. There are so many steps, so many different loan programs, so many requirements…where do you even begin? Right here. In the next few posts, we’re going to cover all…

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Could it be Time to Sell Your Dallas Home?

You were just about to pull the trigger on selling your Dallas home. Maybe you had picked out the realtor you wanted to work with. Maybe you had started shopping around for your next home. Maybe you had already started the packing process. And then the coronavirus pandemic struck and being in quarantine put all…

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white-house

What Does a Property Management Company Do? You may have noticed that along with property investment, property owners are handing the reins of managing their property to property management companies. This usually happens when the owner lives far from his rental unit. He may also have several rental properties to manage due to a growing…

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Keys to the front door of you home

Are you looking to invest in a rental property?  Rental property ownership can provide passive income and long-term growth of your wealth. Becoming a property investor has gotten easier as there is a lot of valuable information online you can use to build your portfolio. Like any other investment, rental property purchases require time and…

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FHA Home Loan for 580 and higher credit scores

An FHA Home Loan is one of the best home loans for first time home buyers and those with less than perfect credit.  With an FHA Home Loan, buyers can purchase homes with as little as 3.5% down.  This makes the FHA home loan program ideal for many people.  At Service First Mortgage we have…

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$2T Stimulus… How does that affect my mortgage_

You may have heard on the news about the $2Trillion dollar stimulus package recently announced. You may also be asking how that will affect my mortgage. Well as a mortgage lender with over 22 years of experience I can honestly say the current environment has hit the financial industry with a perfect storm. Several weeks…

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The Fed cut interest rates to zero. What does that mean to me?

Mortgage rates are NOT zero. Interbanking offering rates are near zero. Today the fed cut interest rates to zero. What does that mean to you? The fed funds are not the same things as mortgage rates, the two are somewhat associated with one another but are not directly tied to one another. Mortgage rates are…

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