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How to use a home improvement loan to buy or renovate a home
Home Improvement Loans done the easy way. Fannie Mae’s Homestyle Renovation mortgage, VA’s Renovation, and FHA’s 203(k) and (FHA 203K Streamline) loan programs are designed to finance the purchase and improvement of your home, all in one loan. The first thing most people want to do when they buy their home is – “make it…
Read MoreGet the Best Return on Your Next Home Improvement Project
Your next home improvement project could be a money maker for you. If you’re planning to remodel, the improvement and repair projects you choose could increase the resale value and help your home stand out from others without over-improving it compared to your neighborhood. If you have been planning to sell your home and found…
Read MoreHome Prices Rise In North Texas for April 2018
Home prices continue to rise in North Texas. If you want to buy a home, you should buy now as prices continue to rise. Mortgage Rates continue to rise as well. Home Prices, along with mortgage rates, push affordability to an all time high in the Dallas and Fort Worth home market. As a local…
Read MoreHow to finance home improvements or additions
I am going to show you how to finance in home improvements or additions. If you are having a hard time finding a home that fulfills all your hopes and dreams, perhaps a renovation home loan can help you. It takes a special person to see the potential in a home that’s in need of…
Read MoreWho’s on Your Divorce Team? What you should know
Who is on your Professional Divorce Team? Every successful divorce case requires the execution of a professional team; so, who’s on yours? A divorce attorney may be an expert in divorce law, but they are not licensed loan officers. Divorce mortgage lending requires expertise in not only lending, but an understanding of divorces. A Divorce…
Read MoreDivorcing Your Mortgage Newsletter May 2018
Divorcing Your Mortgage Newsletter. May 2018, bringing you Divorce Trivia. The History of Trivia is Anything But Trivial Calling all trivia buffs! You may school your friends in every random fact from pop culture to World War II, but how much do you know about the history of trivia itself? The dictionary defines trivia as…
Read MoreDivorce and your credit report
Divorce can ruin your credit report. Divorce is hard enough when you combine finances, it can sometimes lead to difficult situations. Often times these difficult situations are initiated by a soon to be ex-spouse making late payments on shared accounts. These late payments appear on both of the account holders’ credit reports, despite divorce decrees. In…
Read MoreDivorcing Your Mortgage Marital Liens
Divorcing Your Mortgage Newsletter, Marital Liens Marital Liens, Lis Pendens & Mortgages Lis Pendens are notices that warn the public of lawsuits that affect real estate. They are often used in divorce cases to protect one spouse when the other tries to transfer real estate without the other spouse’s knowledge. A Lis Pendens help to…
Read MoreLooking for remodeling contractors and designers for Home Improvement Loans
Are you a great remodeling contractor or designer? Contractors can enjoy safe and secure funding for their clients by partnering with The Richard Woodward Team. With years of experience and an easy funding process, we can help contractors and homeowners with larger renovation mortgages and lower costs. We are currently providing FHA 203K loans, Homestyle…
Read MoreGet Ready for the Tax Deductions as a Home owner
Get Ready for the Tax Deductions! The IRS is nice to homeowners, no kidding. Here are some of the tax breaks available. • Purchase Costs Deduction. In most cases, any loan discount points and origination fees are tax deductible for the buyer, no matter who pays for them. Any “daily interest” paid on the mortgage…
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