Posts Tagged ‘mortgage’
How to get your offer accepted as a cash buyer and still finance.
How to get your offer accepted as a cash buyer and still finance. Are you a home buyer or Realtor making offers on homes only to be beat out by cash buyers? I know it is frustrating. You are a perfectly good buyer with a strong pre-approval for financing. But in today’s market, sellers think…
Read More2022 The Rules have changed in the mortgage business
The Mortgage Business has Changed in 2022 The mortgage business is changing in 2022 in a number of different ways. We are going to look at what is coming in 2022 for the mortgage business and the Real Estate business. Forecasting is not easy these days, especially when it comes to economics. For example, many…
Read MoreNo MI With Just 10% Down On Your Next Mortgage
No mortgage insurance for you! No MI with just 10% down on your next mortgage is available now for well-qualified homebuyers. The Richard Woodward Team is here to make mortgages easier – and less expensive. Get the best program custom-designed for your needs, low rates and cost. What Is Mortgage Insurance And How Does It…
Read MoreShould I wait to buy my Dallas home? What is the cost of waiting to buy my Dallas home?
If you’re considering buying a Dallas home in the near future, I have some important information for you. You may be tempted to wait because you are listening to Uncle Joe and he tells you we are in a bubble and the home prices will come down. But what you don’t know is that waiting could…
Read MoreBridge Loans | How do Bridge loans work?
Bridge Loans | How to Buy Your Next Home Using a Bridge Loan without selling first. A bridge loan is often used in real estate transactions to provide cash flow during a transitional period, such as while moving from your current residence into your new home. Homeowners can use these short-term loans, which can help…
Read MoreHow To Get Your Offer Accepted In A Dallas Hot Housing Market
Getting your offer accepted in a hot housing market can be a challenge. Buying a house in Dallas or Plano or Frisco is challenging right now. In this video, we are going to discuss the hot Dallas housing market and what to do to get your offer accepted. Currently, there are fewer houses for sale…
Read MoreWhy NOT to Buy a Home Directly With the Listing Realtor
Why not to buy a home directly with the listing Realtor explained. As a mortgage professional I get this question asked of me all the time. A homebuyer will come to me for preapproval and then will start the home shopping process. When I ask if they are being represented by a Realtor, they may…
Read MoreHow a Bridge Loan Can Help Get Your Offer Accepted Without a Contingency
A bridge loan can help you get your offer accepted in a very competitive market without having to sell your home first. Because the DFW market is so hot at the moment, sellers are reluctant to accept an offer if it is contingent on the sale of your existing home. Bridge loans enable you to…
Read MoreHelpful Hints for First-Time Home Buyers | Part 4
From Offer to Closing By Shawna Sanders If you’ve been following along in our series, Helpful Hints for First-Time Home Buyers, you’ve gotten your finances in order, chosen your real estate agent and lender before starting the hunt. You’ve found the house you want to make an offer on. So what happens now? Make an Offer…
Read MoreFannie Mae and Freddie Mac are charging you more to refinance
Fannie Mae and Freddie Mac both dropped a bombshell yesterday. The FHFA, Fannie and Freddie’s regulator, is imposing a new 0.5% of the loan amount fee to all refinances effective September 1st. Almost all lenders will start collecting this new higher rate immediately because it will take until after September 1st to deliver the loan…
Read More
