Posts Tagged ‘Richard Woodward mortgage’
Understanding the “Over 65” Property Tax Exemption & Deferral in Texas
For homeowners in Texas who are aged 65 or older (or whose spouse qualifies), there are powerful property-tax savings tools available: an additional exemption plus a deferral option. Here’s what you—and your friends—need to know. What is the Over-65 Exemption? The exemption allows a homeowner aged 65+ (or their surviving spouse under certain conditions) to…
Read MoreNavigating the 2025 Housing Market: Opportunities Amidst Rising Inventory in Dallas-Fort Worth
If you’ve been waiting for the Dallas housing market to shift in your favor, it’s finally happening. Inventory is rising, the days of wild bidding wars are cooling off, and both buyers and sellers have some real opportunities to make smart moves this year. As someone who’s been helping people buy, sell, and refinance homes…
Read MoreVA Loan Assumption & Entitlement Restoration: What Every Veteran Needs to Know
For many veterans, the VA loan program is one of the most powerful benefits available — offering zero-down homeownership, no private mortgage insurance, and competitive rates. But what happens when you’re ready to sell your home and someone wants to assume your VA loan? More importantly, what happens to your VA entitlement? This is where…
Read MoreWill a Recession Hurt the DFW Housing Market? Let’s Talk Facts, Not Fear
With recent headlines focused on rising tariffs, inflation concerns, and slowing consumer confidence, the possibility of a recession is once again entering the national conversation. While a downturn is by no means guaranteed, the odds of a recession occurring this year have increased significantly. As usual, some media outlets are quick to speculate—and not always…
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