A Millennial’s Musts For First-Time Home Buyer

Buyer Tips Budget Planning Tool

Adulting is never easy. Becoming a First-Time Home Buyer can be easy. Turning your temp job into a career, investing your money, and navigating life like a boss is a lot to handle for the modern millennial. But one thing they do dominate is the housing market. As a whole, millennials accounted for 37% of […]

How to buy a home with bad credit or low credit scores

2nd chance lending program

How to buy a home with bad credit.  Our Second Chance Home Loan Program provides home buyers with damaged credit the opportunity to purchase a home.  In recent years, borrowers that did not have great credit where denied a home loan.  We can now help almost ever buyer regardless of credit situations. Buying a home is usually considered a great investment. However, a […]

Mortgage Rate Update for Dallas Texas | September 21, 18

Mortgage Rate Market update

Mortgage Rate Update for Dallas Texas September 21st 2018.  Mortgage rates are trending higher this week and look to continue that trend absent some unforeseen event. The yield on the 10 year bond has reached a 5 year high which normally signals higher interest rates. The Fed has been scaling back its purchases of mortgage-backed securities and […]

Dallas and Fort Worth Home Prices and Sales Down

Single-family median home prices July 2017 versus July 2018

Dallas and Fort Worth home prices Market Report July 2018. This information looks to indicate that the housing market is somewhat slowing, or rather, returning to normal pace.  The Dallas market still continues to be a very attractive place in order to purchase your next home. Continued economic growth will keep housing demand strong for […]

Free Mortgage App for your phone

Down Load The Richard Woodward Mortgage Team Mobile App

Get Approved for A Mortgage On Your Phone.   Download my Free Mortgage App today. With my Mobile Mortgage app, I’ve enabled a hassle-free experience that ties every aspect of the mortgage process together—from simply applying to closing your loan. In order to provide the best mortgage service to my borrowers, we have developed Service First […]

How to use a home improvement loan to buy or renovate a home

How to use a home improvement loan to buy or renovate a home

Home Improvement Loans done the easy way. Fannie Mae’s Homestyle Renovation mortgage, VA’s Renovation, and FHA’s 203(k) and (FHA 203K Streamline) loan programs are designed to finance the purchase and improvement of your home, all in one loan. The first thing most people want to do when they buy their home is – “make it […]