How Reverse Mortgages Really Work (and Why They’re Worth a Second Look)
Let’s be honest — when most people hear “reverse mortgage,” they picture late-night infomercials or think it’s something you only use when you’re flat out of options. But here’s the truth: reverse mortgages, especially the federally backed HECM (Home Equity Conversion Mortgage), have come a long way. When used the right way — with strategy…
Read MoreNavigating the 2025 Housing Market: Opportunities Amidst Rising Inventory in Dallas-Fort Worth
If you’ve been waiting for the Dallas housing market to shift in your favor, it’s finally happening. Inventory is rising, the days of wild bidding wars are cooling off, and both buyers and sellers have some real opportunities to make smart moves this year. As someone who’s been helping people buy, sell, and refinance homes…
Read MoreVA Loan Assumption & Entitlement Restoration: What Every Veteran Needs to Know
For many veterans, the VA loan program is one of the most powerful benefits available — offering zero-down homeownership, no private mortgage insurance, and competitive rates. But what happens when you’re ready to sell your home and someone wants to assume your VA loan? More importantly, what happens to your VA entitlement? This is where…
Read MoreDo DFW Home Values Drop in a Recession? The Real Truth You Need to Know
You’ve likely seen the headlines: “Recession fears are growing,” “Home prices could plummet,” and similar narratives. It’s enough to give any homeowner or buyer pause. But as someone with over 23 years of experience in mortgage and real estate, I can tell you—those headlines often stir up fear, not facts. Let’s take a closer look…
Read MoreWill a Recession Hurt the DFW Housing Market? Let’s Talk Facts, Not Fear
With recent headlines focused on rising tariffs, inflation concerns, and slowing consumer confidence, the possibility of a recession is once again entering the national conversation. While a downturn is by no means guaranteed, the odds of a recession occurring this year have increased significantly. As usual, some media outlets are quick to speculate—and not always…
Read MoreShould You Buy a Home Right Now? Experts Say Prices Are Only Going Up
Should You Buy a Home Right Now? Experts Say Prices Are Only Going Up. You’ve probably heard this before: “The best time to buy a home was yesterday. The second-best time is today.” And there’s a reason for that—home values keep climbing. With mortgage rates still holding strong and prices on the rise, you might…
Read MoreMortgage Rates in 2025: Should You Lock In Now or Wait for a Drop?
As we navigate through 2025, many of you have been asking about the current state of mortgage rates and what we might expect in the coming months. Let’s dive into the latest insights to help you make informed decisions about your home financing. Current Mortgage Rate Landscape As of February 2025, mortgage rates have been…
Read MoreBreaking Into the Dallas Market: Smart Moves for First-Time Buyers
Buying your first home can feel overwhelming, especially with rising prices on just about everything—gas, groceries, and yes, even homes. But here’s the good news: homeownership is still within reach, even in a competitive market like Dallas-Fort Worth. The trick is thinking strategically about where and what you buy. Let’s talk about some smart moves…
Read MoreWhat Happens If We Close the CFPB?
Let’s talk about something that could seriously impact everyday consumers—the possible shutdown of the Consumer Financial Protection Bureau (CFPB). Now, I know government agencies don’t always get people excited, but hear me out. The CFPB was created to keep banks, lenders, and financial institutions in check so they don’t take advantage of us. They’ve already…
Read MoreHope 4 Homeownership Down Payment Assistance Program
Unlock Up to $13,000 with the Hope for Homeownership Program! Dreaming of homeownership but worried about the upfront costs? The Hope for Homeownership Program (H4H) could be the key to turning your dreams into reality! Sponsored by HOPER, a non-profit organization, and administered by Attainable Housing Advocates (AHA), this groundbreaking initiative offers up to $13,000…
Read More
